5727 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5727 Arnold Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.75 ba · 1,524 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$1,026 (2026)
Deeds & Mortgages	Oct 2023 Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`520-0010-00700`

Property Details

APN / Parcel Number

Primary APN	`520-0010-00700`
Alternative APN	`1109002`

Interior

Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,524 sqft Gross Area
1st Floor Area	1,524 sqft
Basement Area	1,089 sqft
Finished Basement	1,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	1,984 sqft
Deck Area	637 sqft
Storage Building	336 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1109002
Street Address	5727 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF S 1/2 OF N 1/2 OF SE 1/4 OF SE4-JAN SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	03
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1002
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0010-00700

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5727 ARNOLD RD, DULUTH, MN 55803-9319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2023	Deed of Trust, Mortgage · Closed-End Mortgage HARBOR POINTE CU
May 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 26, 2021
Transfer Doc	0001040797
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5727 ARNOLD RD, DULUTH, MN 55803-9319
Transaction Type	Mortgage
Record Updated	Nov 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001073165
Date	Oct 06, 2023
Instrument	1073165

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 04, 2033

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	May 18, 2021
Property Address	5727 ARNOLD RD, DULUTH, MN 55803-9319
Document Number	0001040797
Instrument Date	Apr 26, 2021
Instrument	1040797
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5727 ARNOLD RD, DULUTH, MN 55803-9319

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,026.00 (+3.85%) Homeowner's exemption
2025	$988.00 (-2.95%) Homeowner's exemption	$71,700 (-) Land $26,700 Building $45,000	$71,700 (-) Land $26,700 Building $45,000
2024	$1,018.00	$71,700 (+4.37%) Land $26,700 Building $45,000	$71,700 (+4.37%) Land $26,700 Building $45,000
2022		$68,700 Land $25,800 Building $42,900	$68,700 Land $25,800 Building $42,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Telephone Company	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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