St. Louis County property record for 5561 Arnold Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,175 sqft · built 1968 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,000 (Sep 2021) |
| Tax Bill | $2,152 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Nov 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0012-00270 |
| Primary APN | 520-0012-00270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,175 sqft Gross Area |
| 1st Floor Area | 1,175 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Storage Building | 64 sqft |
| Pole Barn | 1,080 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1081493 |
|---|---|
| Street Address | 5561 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | N 1/2 OF S 1/2 OF NE 1/4 OF SE 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 10 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5561 ARNOLD RD, DULUTH, MN 55803-9318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2023 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Nov 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ST LOUIS COUNTY |
| Sep 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AFFINITY PLUS FCU |
| Nov 21, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Dec 18, 2018 | Loan Modification, Mortgage · Conventional Mortgage PARK ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Deed Document Number | 20211424031 |
| Prior Transfer Date | Sep 1, 2021 |
| Prior Transfer Doc | 0001424031 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5561 ARNOLD RD, DULUTH, MN 55803-9318 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5561 ARNOLD RD, DULUTH, MN 55803-9318 |
| Document Number | 0001479711 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 1479711 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5561 ARNOLD RD, DULUTH, MN 55803-9318 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001455572 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 1455572 |
| Name | ST LOUIS COUNTY |
|---|---|
| Type | Government Agency |
| Address | VIRGINIA, MN 55792 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 9, 2021 |
| Property Address | 5561 ARNOLD RD, DULUTH, MN 55803-9318 |
| Document Number | 0001424031 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 1424031 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Title Company | AFFINITY PLUS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5561 ARNOLD RD, DULUTH, MN 55803-9318 |
| Document Number | 0001424032 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 1424032 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 21, 2019 |
| Property Address | 5561 ARNOLD RD, DULUTH, MN 55803-9318 |
| Document Number | 00A1368230 |
| Instrument Date | Nov 1, 2019 |
| Instrument | A1368230 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | AFFINITY PLUS TITLE COMPANY, AFFINITY PLUS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5561 ARNOLD RD DULUTH MN 558039318, DULUTH, MN 55803-9318 |
| Document Number | A1368231 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | A1368231 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 20, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5561 ARNOLD RD, DULUTH, MN 55803-9318 |
| Document Number | 0001348779 |
| Instrument Date | Dec 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Name | Verified Name |
|---|---|
| Address | 5561 ARNOLD RD DULUTH MN 558039318, DULUTH, MN 55803-9318 |
| Document Number | 0001348779 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 1348779 |
| Name | PARK ST BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,152.00 (+35.01%) Homeowner's exemption | ||
| 2025 | $1,594.00 (-9.43%) Homeowner's exemption | $187,100 (+22.93%) Land $72,300 Building $114,800 | $187,100 (+22.93%) Land $72,300 Building $114,800 |
| 2024 | $1,760.00 | $152,200 (+4.68%) Land $72,300 Building $79,900 | $152,200 (+4.68%) Land $72,300 Building $79,900 |
| 2022 | $145,400 Land $69,200 Building $76,200 | $145,400 Land $69,200 Building $76,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
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