5706 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5706 Arnold Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 2,659 sqft · built 1962
Lot Size	11 acres (479,160 sqft)
Owner	Individual Name on File
Tax Bill	$6,546 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`520-0010-00291`

Property Details

APN / Parcel Number

Primary APN	`520-0010-00291`
Alternative APN	`553699`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Stories	2 Stories
Building Area	2,659 sqft Gross Area
1st Floor Area	1,507 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Exterior Material	Block
Construction Type	Frame
Lot Area	479,160 sqft (11 acres)
Garage Area	2,436 sqft

Exterior Amenities

Porch	Slab
Porch Area	338 sqft
Storage Building	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal

Location & Zoning

Account Number	553699
Street Address	5706 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	S 363 FT OF SW1/4 OF SW1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	02
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1001
Census Tract	10400

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5706 ARNOLD RD, DULUTH, MN 55803-9319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5706 ARNOLD RD, DULUTH, MN 55803-9319
Document Number	00A1312416
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5706 ARNOLD RD DULUTH MN 558039319, DULUTH, MN 55803-9319

Mortgage

Document Number	00A1312416
Date	Jul 3, 2017
Instrument	A1312416

Lender

Name	DULUTH TEACHERS CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 2, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,546.00 (+3.54%) Homeowner's exemption
2025	$6,322.00 (-3.72%) Homeowner's exemption	$493,600 (-) Land $84,800 Building $408,800	$493,600 (-) Land $84,800 Building $408,800
2024	$6,566.00	$493,600 (+4.93%) Land $84,800 Building $408,800	$493,600 (+4.93%) Land $84,800 Building $408,800
2022		$470,400 Land $81,100 Building $389,300	$470,400 Land $81,100 Building $389,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000