St. Louis County property record for 560 Cool Dell Ct, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,538 sqft · built 1986 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (May 2013) |
| Tax Bill | $5,870 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit Oct 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23P-14-0339 |
| Primary APN | 23P-14-0339 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,538 sqft Living Area |
| Gross Area | 3,256 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 234 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 81 ft deep x 112 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Balcony Area | 22 sqft |
| Utility Building | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 560 COOL DELL CT |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RIDGEMONT PLAT 6 1 15 85 LOT 231 |
| Legal Subdivision | RIDGEMONT PLAT 6 |
| Legal Lot Number | 231 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 218015 |
Source: St. Louis County records · APN 23P-14-0339
Assessment roll updated September 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 560 COOL DELL CT, BALLWIN, MO 63021-8010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Oct 22, 2024 | Deed of Trust, Mortgage · Line of Credit BUSEY BANK |
| Jul 28, 2022 | Beneficiary Deed, Transfer |
| Aug 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2013 · Amount on Record |
| Deed Sale | May 10, 2013 · Amount on Record |
| Prior Sale | Jan 02, 2009 · Amount on Record |
| Deed Document Number | 2013611 |
| Deed Book / Page | 20498 / 2357 |
| Last Transfer Date | Jul 22, 2022 |
| Transfer Doc | 0000000195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 560 COOL DELL CT, BALLWIN, MO 63021-8010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 560 COOL DELL CT, BALLWIN, MO 63021-8010 |
| Document Number | 2022072200036 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022072200036 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 560 COOL DELL CT, BALLWIN, MO 63021-8010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 560 COOL DELL CT, BALLWIN, MO 63021-8010 |
| Document Number | 2024102200565 |
|---|---|
| Date | Oct 22, 2024 |
| Instrument | 2024102200565 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 28, 2022 |
| Property Address | 560 COOL DELL CT, BALLWIN, MO 63021-8010 |
| Document Number | 2022072800195 |
| Map Reference | MB 233 PG 37&38 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022072800195 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 560 COOL DELL CT, BALLWIN, MO 63021-8010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 560 COOL DELL CT, BALLWIN, MO 63021-8010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 560 COOL DELL CT, BALLWIN, MO 63021-8010 |
| Document Number | 0241764134 |
|---|---|
| Date | Aug 05, 2020 |
| Book Page | 24176/4134 |
| Instrument | 2020080501216 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2050 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,650 (+6.77%) Land $46,170 Building $50,480 | $508,700 (+6.78%) Land $243,000 Building $265,700 | |
| 2024 | $5,870.00 (-0.91%) | ||
| 2023 | $5,924.00 (+7.03%) | $90,520 (+16.22%) Land $29,550 Building $60,970 | $476,400 (+16.22%) Land $155,500 Building $320,900 |
| 2022 | $5,535.00 | $77,890 Land $29,550 Building $48,340 | |
| 2021 | $409,900 Land $155,500 Building $254,400 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892180151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · other causes |
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 231 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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