542 Cool Dell Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 542 Cool Dell Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,796 sqft · built 1985
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$652,834 (Jun 2021)
Tax Bill	$5,723 (2024)
Deeds & Mortgages	Oct 2021 Sale Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23P-14-0302`

Property Details

APN / Parcel Number

Primary APN	`23P-14-0302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,796 sqft Living Area
Gross Area	3,940 sqft
1st Floor Area	2,796 sqft
Basement Area	726 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	614 sqft
Patio Area	572 sqft
Balcony Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	542 COOL DELL CT
City	BALLWIN
State	MO
Zip	63021-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIDGEMONT PLAT 6 1 15 85 LOT 234
Legal Subdivision	RIDGEMONT PLAT 6
Legal Lot Number	234
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1011
Census Tract	218015

Owner

Source: St. Louis County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	542 COOL DELL CT, BALLWIN, MO 63021-8010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Beneficiary Deed, Transfer
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Mar 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage H S FINANCIAL LLC
Mar 17, 2021	Personal Representative Deed, Transfer FREEDOM TITLE LLC ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	202164598
Deed Book / Page	24906 / 3638
Last Transfer Date	Sep 24, 2021
Transfer Doc	0251482926
Record Updated	Sep 20, 2026

October 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 5, 2021
Property Address	542 COOL DELL CT, BALLWIN, MO 63021-8010
Document Number	0251482926
Book / Page	25148 / 2926
Map Reference	MB 233 PG 37&38
Instrument Date	Sep 24, 2021
Instrument	2021100500096
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	542 COOL DELL CT, BALLWIN, MO 63021-8010

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 4, 2021
Property Address	542 COOL DELL CT, BALLWIN, MO 63021-8010
Document Number	0249063638
Book / Page	24906 / 3638
Map Reference	MB 233 PG 37&38
Instrument Date	May 25, 2021
Instrument	2021060400598
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 SPRING HOUSE VLY, PACIFIC, MO 63069-2305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 COOL DELL CT, BALLWIN, MO 63021-8010

Mortgage

Document Number	2021060400599
Date	Jun 4, 2021
Instrument	2021060400599

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 17, 2021
Property Address	542 COOL DELL CT, BALLWIN, MO 63021-8010
Document Number	0247284986
Book / Page	24728 / 4986
Map Reference	MB 233 PG 37&38
Instrument Date	Mar 4, 2021
Instrument	2021031700490
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FREEDOM TITLE LLC ST LOUIS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 MARK WESLEY LN, BALLWIN, MO 63021-6282
Investor	Possibly a Property Investor

Mortgage

Document Number	2021031700491
Date	Mar 17, 2021
Instrument	2021031700491

Lender

Name	H S FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 17, 2021
Property Address	542 COOL DELL CT, BALLWIN, MO 63021-8010
Document Number	0247284983
Book / Page	24728 / 4983
Map Reference	MB 233 PG 37&38
Instrument Date	Mar 3, 2021
Instrument	2021031700489
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FREEDOM TITLE LLC ST LOUIS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 S KIRKWOOD RD, KIRKWOOD, MO 63122-4305
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,770 (+13.07%) Land $45,510 Building $54,260	$525,100 (+13.07%) Land $239,500 Building $285,600
2024	$5,723.00 (-0.9%)
2023	$5,775.00 (+6.35%)	$88,240 (+15.5%) Land $29,130 Building $59,110	$464,400 (+15.49%) Land $153,300 Building $311,100
2022	$5,430.00	$76,400 Land $29,130 Building $47,270
2021			$402,100 Land $153,300 Building $248,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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