518 Cool Dell Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 518 Cool Dell Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,418 sqft · built 1985
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Nov 2009)
Tax Bill	$7,533 (2025)
Deeds & Mortgages	May 2024 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23P-23-0676`

Property Details

APN / Parcel Number

Primary APN	`23P-23-0676`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,418 sqft Living Area
Gross Area	3,062 sqft
1st Floor Area	2,052 sqft
Basement Area	266 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	107 ft deep x 104 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	510 sqft
Porch	Open Frame Porch
Porch Area	107 sqft
Deck Area	253 sqft
Patio Area	539 sqft
Balcony Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	518 COOL DELL CT
City	BALLWIN
State	MO
Zip	63021-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIDGEMONT PLAT 6 1 15 85 LOT 238
Legal Subdivision	RIDGEMONT PLAT 6
Legal Lot Number	238
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1011
Census Tract	218015

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	518 COOL DELL CT, BALLWIN, MO 63021-8010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Nov 1, 2019	Deed of Trust, Mortgage CARROLLTON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2009 · Amount on Record
Deed Sale	Nov 20, 2009 · Amount on Record
Deed Document Number	2009551
Deed Book / Page	18673 / 1039
Prior Transfer Date	Aug 14, 2008
Prior Transfer Doc	0180100759
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	518 COOL DELL CT, BALLWIN, MO 63021-8010
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 COOL DELL CT, MANCHESTER, MO 63021-8010

Mortgage

Document Number	2024051700353
Date	May 17, 2024
Instrument	2024051700353

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 10, 2025

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	518 COOL DELL CT, BALLWIN, MO 63021-8010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 COOL DELL CT, MANCHESTER, MO 63021-8010

Mortgage

Document Number	0240720375
Date	Jun 2, 2020
Book Page	24072/375
Instrument	2020060200124

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	518 COOL DELL CT, BALLWIN, MO 63021-8010
Document Number	0237880227
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	518 COOL DELL CT BALLWIN MO 630218010, BALLWIN, MO 63021-8010

Mortgage

Document Number	0237880227
Date	Nov 14, 2019
Book Page	023788/000227
Instrument	22

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,070 (-) Land $47,960 Building $75,110	$647,700 (-) Land $252,400 Building $395,300
2025	$7,533.00 (+14.08%)	$123,070 (+20.81%) Land $47,960 Building $75,110	$647,700 (+20.79%) Land $252,400 Building $395,300
2024	$6,603.00 (-0.9%)
2023	$6,663.00 (+5.33%)	$101,870 (+14.45%) Land $30,700 Building $71,170	$536,200 (+14.45%) Land $161,600 Building $374,600
2022	$6,326.00	$89,010 Land $30,700 Building $58,310
2021			$468,500 Land $161,600 Building $306,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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