524 Cool Dell Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 524 Cool Dell Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,502 sqft · built 1986
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Last Sale	$345,800 (Mar 2021)
Tax Bill	$5,575 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23P-23-0667`

Property Details

APN / Parcel Number

Primary APN	`23P-23-0667`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	3,262 sqft
1st Floor Area	1,120 sqft
Basement Area	234 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	100 ft deep x 124 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	168 sqft
Deck Area	394 sqft
Patio Area	150 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 COOL DELL CT
City	BALLWIN
State	MO
Zip	63021-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIDGEMONT PLAT 6 1 15 85 LOT 237
Legal Subdivision	RIDGEMONT PLAT 6
Legal Lot Number	237
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1011
Census Tract	218015

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	524 COOL DELL CT, BALLWIN, MO 63021-8010
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Sep 25, 2019	Deed of Trust, Mortgage STIFEL BK&TR
Jul 25, 2017	Warranty Deed, Transfer STIFEL BK&TR
Jan 27, 2017	Deed of Trust, Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	2021529
Deed Book / Page	24702 / 3670
Prior Transfer Date	Jan 15, 2015
Prior Transfer Doc	0213451040
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Mar 9, 2021
Property Address	524 COOL DELL CT, BALLWIN, MO 63021-8010
Document Number	0247023670
Book / Page	24702 / 3670
Map Reference	MB 233 PG 37&38
Instrument Date	Feb 8, 2021
Instrument	2021030900529
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	524 COOL DELL CT, BALLWIN, MO 63021-8010

Mortgage

Document Number	2021030900530
Date	Mar 9, 2021
Instrument	2021030900530

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	524 COOL DELL CT, BALLWIN, MO 63021-8010
Document Number	0237261307
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 COOL DELL CT BALLWIN MO 630218010, BALLWIN, MO 63021-8010

Mortgage

Document Number	0237261307
Date	Oct 3, 2019
Book Page	023726/001307
Instrument	257

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 25, 2017
Property Address	524 COOL DELL CT, BALLWIN, MO 63021-8010
Document Number	0226220331
Book / Page	022622 / 000331
Instrument Date	Jul 19, 2017
Instrument	200
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 COOL DELL CT BALLWIN MO 630218010, BALLWIN, MO 63021-8010

Mortgage

Document Number	226220334
Date	Jul 25, 2017
Book Page	022622/000334
Instrument	201

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	524 COOL DELL CT, BALLWIN, MO 63021-8010
Document Number	0223842252
Book / Page	022384 / 002252
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 COOL DELL CT MANCHESTER MO 630218010, MANCHESTER, MO 63021-8010

Mortgage

Document Number	0223842252
Date	Feb 3, 2017
Book Page	022384/002252
Instrument	584

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	O FALLON, MO 63368-2240

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 2, 2027

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,910 (-) Land $44,920 Building $49,990	$499,500 (-) Land $236,400 Building $263,100
2025	$5,575.00 (+0.05%)	$94,910 (+10.49%) Land $44,920 Building $49,990	$499,500 (+10.48%) Land $236,400 Building $263,100
2024	$5,572.00 (-0.91%)
2023	$5,623.00 (+6.58%)	$85,900 (+15.71%) Land $28,750 Building $57,150	$452,100 (+15.72%) Land $151,300 Building $300,800
2022	$5,276.00	$74,240 Land $28,750 Building $45,490
2021			$390,700 Land $151,300 Building $239,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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