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560 Brown Bear Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 560 Brown Bear Way, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,632 sqft Living Area
Lot Size5,532 sqft (0.127 acres)
OccupancyOwner Occupied
Last Sale$334,000 (2026)
Tax Bill$5,035.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-26-30-0667-0001-0850
Alternative APNs
  • 263023066700010850
  • 121009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,632 sqft Living Area
Gross Area2,092 sqft Gross Area
1st Floor1,632 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,532 sqft (0.127 acres)
Depth X Width110 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Patio Area200 sqft Patio
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address560 BROWN BEAR WAY
CitySAINT CLOUD
StateFL
Zip34772-7094
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 1 PB 16 PGS 2-9 LOT 85
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES UNIT 1
Legal Tract667
Legal Block850
Legal Lot Number85
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1006
Census Tract43303

Owner

Source: Osceola County records · APN 23-26-30-0667-0001-0850

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address560 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Warranty Deed, Transfer · Conventional Mortgage
PNC BANK
Oct 02, 2019Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINT MORTGAGE INC
Jul 13, 2021Deed of Trust, Mortgage · Commercial Mortgage
GOLDMAN SACHS MORTGAGE COMPANY
Jun 07, 2021Special Warranty Deed, Transfer
BCHH INC
Jan 19, 2021Warranty Deed, Transfer
BCHH INC
Sep 06, 2018Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2026 · Amount on Record
Deed SaleJul 13, 2026 · Amount on Record
Prior SaleJun 07, 2021 · Amount on Record
Deed Doc Number202691405
Deed Book / Page7003 / 368
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 13, 2026
Property Address560 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094
Document Number0000091405
Book / Page7003 / 368
Instrument DateJul 09, 2026
Instrument202691405
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyFIRST INTEGRITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$236,138.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address560 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094

Mortgage

Document Number0000091406,
DateJul 13, 2026
Instrument202691406
Lender
NamePNC BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address560 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055990972
DateOct 02, 2019
Book Page5599/0972
Instrument2019127354
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
AddressFISKDALE, MA 01518
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address560 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060002763
DateJul 13, 2021
Book Page6000/2763
Instrument2021108428
Lender
NameGOLDMAN SACHS MORTGAGE COMPANY
TypeMortgage Company
AddressNEW YORK, NY 10282
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueAug 07, 2026

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 07, 2021
Property Address560 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094
Document Number0059741459
Book / Page5974 / 1459
Instrument DateJun 03, 2021
Instrument2021087653
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyBCHH INC

Transaction

AmountAmount Recorded
Tax$21,417.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 19, 2021
Property Address560 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094
Document Number0058722302
Book / Page5872 / 2302
Map ReferenceMB 16 PG 2-9
Instrument DateJan 08, 2021
Instrument2021007831
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyBCHH INC

Transaction

AmountAmount Recorded
Tax$1,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address560 BROWN BEAR WAY, 560, SAINT CLOUD, FL 34772-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LAKE #200 # 200, 200, SAINT CLOUD, FL 34772
InvestorPossibly a Property Investor

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 06, 2018
Property Address560 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094
Document Number0053961167
Book / Page5396 / 1167
Map ReferenceMB16 PG2-9
Instrument DateAug 31, 2018
Instrument2018134193
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
Tax$1,540.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address560 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094

Mortgage

Document Number0053961169
DateSep 06, 2018
Book Page5396/1169
Instrument2018134194
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
AddressFISKDALE, MA 01518
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,035.00 (+3.37%)$281,100 (+7.54%) Land $75,000 Building $206,100$281,100 (+7.54%) Land $75,000 Building $206,100
2024$4,871.00 (+3.4%)
2023$4,711.00 (+3.09%)$261,400 (+3.16%) Land $60,000 Building $201,400$261,400 (+3.16%) Land $60,000 Building $201,400
2022$4,570.00$253,400 Land $55,000 Building $198,400$253,400 Land $55,000 Building $198,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 685 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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