Osceola County property record for 570 Brown Bear Way, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,854 sqft Living Area |
| Lot Size | 5,532 sqft (0.127 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $341,000 (2026) |
| Tax Bill | $2,341.00 (2024) |
| Primary APN | 23-26-30-0667-0001-0860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,854 sqft Living Area |
| Gross Area | 2,290 sqft Gross Area |
| 1st Floor | 1,854 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,532 sqft (0.127 acres) |
| Depth X Width | 110 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 236 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 570 BROWN BEAR WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7094 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN PINES UNIT 1 PB 16 PGS 2-9 LOT 86 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHERN PINES UNIT 1 |
| Legal Tract | 667 |
| Legal Block | 860 |
| Legal Lot Number | 86 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 43303 |
Source: Osceola County records · APN 23-26-30-0667-0001-0860
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 570 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 10, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jun 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 27, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on Record |
| Deed Sale | Feb 10, 2026 · Amount on Record |
| Prior Sale | Jun 22, 2021 · Amount on Record |
| Deed Doc Number | 202618147 |
| Deed Book / Page | 6920 / 1430 |
| Prior Transfer Date | Jun 14, 2021 |
| Prior Transfer Doc | 0059852353 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 10, 2026 |
| Property Address | 570 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094 |
| Document Number | 0069201430 |
| Book / Page | 6920 / 1430 |
| Map Reference | MB 16 PG 2-9 |
| Instrument Date | Feb 04, 2026 |
| Instrument | 2026018147 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,387.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 NO NAME KEY DR, DELAND, FL 32720-3956 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 570 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094 |
| Document Number | 0069201432 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 6920/1432 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 22, 2021 |
| Property Address | 570 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094 |
| Document Number | 0059852353 |
| Book / Page | 5985 / 2353 |
| Map Reference | MB 16 PG 2-9 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021096793 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2021 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $431.90 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 570 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094 |
| Document Number | 59852355 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 5985/2355 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 570 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7094 |
| Document Number | 0051782483 |
| Book / Page | 005178 / 002483 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2017 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 570 BROWN BEAR WAY ST CLOUD FL 347727094, ST CLOUD, FL 34772-7094 |
| Document Number | 0051782483 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 005178/002483 |
| Instrument | 102077 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 12, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,428.00 (+3.72%) Homeowner's exemption | $178,534 (+5.99%) | $298,000 (+7.31%) Land $75,000 Building $223,000 |
| 2024 | $2,341.00 (+2.95%) | ||
| 2023 | $2,274.00 (+3.93%) Homeowner's exemption | $168,450 (+3%) | $277,700 (+3.04%) Land $60,000 Building $217,700 |
| 2022 | $2,188.00 Homeowner's exemption | $163,544 | $269,500 Land $55,000 Building $214,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 685 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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