541 Brown Bear Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 541 Brown Bear Way, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2011
Square Footage	1,632 sqft Heated Area
Lot Size	6,360 sqft (0.146 acres)
Garage	Finished, 400 sqft
Last Sale	$215,000 (2017)
Tax Bill	$5,289.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`144578`
Alternative APN	`232630066800012230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Heated Area
Gross Area	2,260 sqft Gross Area
1st Floor	1,632 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,360 sqft (0.146 acres)
Depth X Width	111 ft x 58 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	228 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	144578
Street Address	541 BROWN BEAR WAY
City	SAINT CLOUD
State	FL
Zip	34772-7014
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 223
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	SOUTHERN PINES
Legal Tract	668
Legal Block	1
Legal Lot Number	223
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1008
Census Tract	43303

Owner

Source: Osceola County records · APN 144578

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	25 MURDOCK ST, BRIGHTON, MA 02135-2859
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Oct 02, 2017 · Amount on Record
Deed Sale	Oct 02, 2017 · Amount on Record
Prior Sale	Dec 16, 2013 · Amount on Record
Deed Doc Number	2017139832
Deed Book / Page	5216 / 1218
Record Refreshed	Jun 08, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 02, 2017
Property Address	541 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014
Document Number	0052161218
Book / Page	5216 / 1218
Map Reference	MB18 PG135-140
Instrument Date	Sep 29, 2017
Instrument	2017139832
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3051 CEDAR HAMMOCK CT, 3051, SAINT CLOUD, FL 34772-8725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	25 MURDOCK ST, BRIGHTON, MA 02135-2859

Mortgage

Document Number	0052161219
Date	Oct 02, 2017
Instrument	5216/1219

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,289.00 (+13.99%)	$295,300 (+7.5%) Land $75,000 Building $220,300	$295,300 (+7.5%) Land $75,000 Building $220,300
2023	$4,640.00 (+7.58%)	$274,700 (+3.15%) Land $60,000 Building $214,700	$274,700 (+3.15%) Land $60,000 Building $214,700
2022	$4,313.00	$266,300 Land $55,000 Building $211,300	$266,300 Land $55,000 Building $211,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 685 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.