1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Brown Bear Way

531 Brown Bear Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 531 Brown Bear Way, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,264 sqft · built 2006
Lot Size0.147 acres (6,403 sqft)
OwnerCompany Name on File
Last Sale$295,000 (Nov 2021)
Tax Bill$4,611 (2025)
Deeds & MortgagesOct 2022 Sale
Nov 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-26-30-0668-0001-2220

Property Details

APN / Parcel Number

Primary APN23-26-30-0668-0001-2220
Alternative APNs
  • 263023066800012220
  • 144577

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,264 sqft Living Area
Gross Area1,704 sqft
1st Floor Area1,264 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,403 sqft (0.147 acres)
Lot Dimensions111 ft deep x 58 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchMetal Porch
Porch Area220 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address531 BROWN BEAR WAY
CitySAINT CLOUD
StateFL
Zip34772-7014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionSOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 222
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES UNIT 2
Legal Tract668
Legal Block2220
Legal Lot Number222
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1008
Census Tract43303

Owner

Source: Osceola County assessment roll, APN 23-26-30-0668-0001-2220, as of November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Nov 04, 2021Warranty Deed, Transfer
OS NATIONAL LLC
Aug 12, 2019Warranty Deed, Transfer · FHA Mortgage
HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 04, 2021 · Amount on Record
Deed SaleNov 04, 2021 · Amount on Record
Prior SaleAug 12, 2019 · Amount on Record
Deed Document Number2021171682
Deed Book / Page6079 / 2480
Last Transfer DateOct 17, 2022
Transfer Doc0063021626
Record UpdatedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2022
Property Address531 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014
Document Number0063021626
Book / Page6302 / 1626
Map ReferenceMB 18 PG 135-140
Instrument DateOct 17, 2022
Instrument2022155009
Transaction TypeTransfer
Record UpdatedNov 04, 2022
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address15771 RED HILL AVE # AVE100, 15771, TUSTIN, CA 92780-7303

Transferred To (Grantee/Buyer)

NameVerified Name
Address15771 RED HILL AVE # 100, 100, TUSTIN, CA 92780-7303
Mail Care OfTRICON AMERICAN HOMES LLC
InvestorPossibly a Property Investor

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 04, 2021
Property Address531 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014
Document Number0060792480
Book / Page6079 / 2480
Map ReferenceMB 18 PG 135-140
Instrument DateNov 02, 2021
Instrument2021171682
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4858 DEER RUN RD, 4858, SAINT CLOUD, FL 34772-7561

Transferred To (Grantee/Buyer)

NameVerified Name
Address15771 RED HILL AVE # 100, 100, TUSTIN, CA 92780-7303

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 12, 2019
Property Address531 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014
Document Number0055720168
Book / Page5572 / 0168
Map ReferenceMB 18 PG 135-140
Instrument DateJul 31, 2019
Instrument2019103821
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyQUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,477.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2304 RUNNING HORSE TRL, 2304, SAINT CLOUD, FL 34771-7326

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 BROWN BEAR WAY, SAINT CLOUD, FL 34772-7014

Mortgage

Document Number0005572170
DateAug 12, 2019
Instrument5572/170
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll as of November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,611.00 (+3.59%)$257,400 (+7.92%) Land $75,000 Building $182,400$257,400 (+7.92%) Land $75,000 Building $182,400
2024$4,451.00 (+3.54%)
2023$4,299.00 (+3.27%)$238,500 (+3.34%) Land $60,000 Building $178,500$238,500 (+3.34%) Land $60,000 Building $178,500
2022$4,163.00$230,800 Land $55,000 Building $175,800$230,800 Land $55,000 Building $175,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Wildfire

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 367 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Brown Bear Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures