Kane County property record for 45 River Bluff Rd, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1945 |
| Square Footage | 3,974 sqft Living Area |
| Lot Size | 21,344 sqft (0.49 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $335,000 (2020) |
| Tax Bill | $10,874.00 (2025) |
| Primary APN | 06-11-276-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 3,974 sqft Living Area |
| Gross Area | 7,088 sqft Gross Area |
| 1st Floor | 3,974 sqft 1st Floor |
| Basement Area | 3,114 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Brick Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Width | 100 ft Width |
| Street Address | 45 RIVER BLUFF RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2107 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOME-IN-THE-WOODS NORTHERLY PART BEING 30 FT ON EASTERLY LINE & 31.35 FT ON WEST LINE & 133.1 FT ON SOUTHERLY LINE LOT 20 & ALL OF LOTS 22 & 21 |
| Legal Subdivision | ON SOUTHERLY LINE |
| Legal Block | 2 |
| Legal Lot Number | 20-22 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-11-276-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 RIVER BLUFF RD, ELGIN, IL 60120-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Dec 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on Record |
| Deed Sale | Dec 17, 2020 · Amount on Record |
| Deed Doc Number | 202079193 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 45 RIVER BLUFF RD, ELGIN, IL 60120-2107 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000027844 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 2023K027844 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 17, 2020 |
| Property Address | 45 RIVER BLUFF RD, ELGIN, IL 60120-2107 |
| Document Number | 0000079193 |
| Instrument Date | Oct 02, 2020 |
| Instrument | 2020K079193 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 45 RIVER BLUFF RD, ELGIN, IL 60120-2107 |
| Document Number | 0000079194 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020K079194 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2050 |
| Rate | 2.99% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,874.00 (+15.88%) Homeowner's exemption | ||
| 2024 | $138,659 (+21.39%) Land $42,119 Building $96,540 | $416,143 (+21.44%) Land $126,408 Building $289,736 | |
| 2022 | $9,384.00 (+4.36%) Homeowner's exemption | $114,223 (+6.96%) Land $34,696 Building $79,527 | $342,669 (+6.96%) Land $104,088 Building $238,581 |
| 2021 | $8,992.00 Homeowner's exemption | $106,790 Land $32,438 Building $74,352 | $320,370 Land $97,314 Building $223,056 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures