Lowndes County property record for 56 Ora Ln, Caledonia, MS 39740
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,109 sqft · built 2005 |
| Lot Size | 0.568 acres (24,779 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $202,000 (Aug 2026) |
| Tax Bill | $1,932 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10W000002123 |
| Primary APN | 10W000002123 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,109 sqft Adjusted Area |
| 1st Floor Area | 1,186 sqft |
| 2nd Floor Area | 613 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,779 sqft (0.568 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 56 ORA LN |
|---|---|
| City | CALEDONIA |
| State | MS |
| Zip | 39740-9102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE4-LOT 5 56 ORA LANE 09C |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 09 |
| Legal Subdivision | WASHINGTON HEIGHTS SUB |
| Legal Lot Number | 5 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 103 |
Source: Lowndes County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56 ORA LN, CALEDONIA, MS 39740-9102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Dec 6, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 19, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| May 21, 2024 | Special Warranty Deed, Foreclosure |
| May 16, 2024 | Trustee's Deed, Foreclosure |
| Dec 6, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 3, 2017 | Warranty Deed, Transfer · VA Mortgage TRUSTMARK NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on Record |
| Deed Sale | Aug 13, 2026 · Amount on Record |
| Prior Sale | Aug 19, 2024 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 6186 |
| Prior Transfer Date | Jan 2, 2024 |
| Prior Transfer Doc | 2024000762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 13, 2026 |
| Property Address | 56 ORA LN, CALEDONIA, MS 39740-9102 |
| Document Number | 2026006186 |
| Book / Page | 2026 / 6186 |
| Instrument Date | Aug 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 ORA LN, CALEDONIA, MS 39740-9102 |
| Document Number | 2026019821, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 2026/19821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Aug 1, 2028 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 56 ORA LN, CALEDONIA, MS 39740-9102 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020213164 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 2021/3164 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 19, 2024 |
| Property Address | 56 ORA LN, CALEDONIA, MS 39740-9102 |
| Document Number | 0020246135 |
| Book / Page | 2024 / 6135 |
| Instrument Date | Aug 6, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1870 WIRE BRIDGE RD, WATKINSVILLE, GA 30677 |
| Document Number | 0202416289 |
|---|---|
| Date | Aug 19, 2024 |
| Instrument | 2024/16289 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2044 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 21, 2024 |
| Property Address | 56 ORA LN, CALEDONIA, MS 39740-9102 |
| Document Number | 0020243606 |
| Book / Page | 2024 / 3606 |
| Instrument Date | May 21, 2024 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3401 W END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 16, 2024 |
| Property Address | 56 ORA LN, CALEDONIA, MS 39740-9102 |
| Document Number | 0020243497 |
| Book / Page | 2024 / 3497 |
| Instrument Date | May 8, 2024 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11988 EXIT 5 PKWY # 4, 4, FISHERS, IN 46037-7939 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 6, 2021 |
| Property Address | 56 ORA LN, CALEDONIA, MS 39740-9102 |
| Document Number | 00202110684 |
| Book / Page | 2021 / 10684 |
| Instrument Date | Dec 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 ORA LN, CALEDONIA, MS 39740-9102 |
| Document Number | 0020213164 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021/3164 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Feb 3, 2017 |
| Property Address | 56 ORA LN, CALEDONIA, MS 39740-9102 |
| Document Number | 0020170704 |
| Book / Page | 002017 / 000704 |
| Instrument Date | Jan 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 56 ORA LN CALEDONIA MS 397409102, CALEDONIA, MS 39740-9102 |
| Document Number | 20172890 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 002017/002890 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2047 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Caledonia Town |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,932.00 (+4.26%) Homeowner's exemption | $19,783 (+20.98%) | $197,830 (+20.98%) Land $17,000 Building $180,830 |
| 2024 | $1,853.00 (+25.71%) | ||
| 2023 | $1,474.00 Homeowner's exemption | $16,352 | $163,520 Land $17,000 Building $146,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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