Lowndes County property record for 105 Ora Ln, Caledonia, MS 39740
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,058 sqft · built 2001 |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Oct 2021) |
| Tax Bill | $2,187 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10W000002114 |
| Primary APN | 10W000002114 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,058 sqft Adjusted Area |
| 1st Floor Area | 1,731 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 028404 |
|---|---|
| Street Address | 105 ORA LN |
| City | CALEDONIA |
| State | MS |
| Zip | 39740-9116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NE4-LOT 22 105 ORA LANE 9A |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 09 |
| Legal Subdivision | WASHINGTON HEIGHTS SUB |
| Legal Lot Number | 22 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 103 |
105 Ora Ln is owned and occupied by an individual who bought it in October 2021.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 ORA LN, CALEDONIA, MS 39740-9116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage LEADERONE FINANCIAL |
| Oct 25, 2021 | Warranty Deed, Transfer |
| Jun 4, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Aug 10, 2018 | Deed of Trust, Mortgage TRIANGLE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on File |
| Deed Sale | Oct 25, 2021 · Amount on File |
| Prior Sale | Feb 5, 2015 |
| Deed Document Number | 0020219548 |
| Deed Book / Page | 2021 / 9548 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 105 ORA LN, CALEDONIA, MS 39740-9116 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202132849 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 2021/32849 |
| Name | LEADERONE FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 25, 2021 |
| Property Address | 105 ORA LN, CALEDONIA, MS 39740-9116 |
| Document Number | 0020219548 |
| Book / Page | 2021 / 9548 |
| Instrument Date | Oct 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 ORA LN, CALEDONIA, MS 39740-9116 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 105 ORA LN, CALEDONIA, MS 39740-9116 |
| Document Number | 0020202217 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10375 RICHMOND AVE #1900 HOUSTON TX 770424222, 1900, HOUSTON, TX 77042-4222 |
| Document Number | 0020202217 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 002020/012217 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 9062 OLD ANNAPOLIS RD, COLUMBIA, MD 21045-2479 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 4, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 105 ORA LN, CALEDONIA, MS 39740-9116 |
| Document Number | 0020187333 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 105 ORA LN CALEDONIA MS 397409116, CALEDONIA, MS 39740-9116 |
| Document Number | 0020187333 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 002018/017333 |
| Name | TRIANGLE FCU |
|---|---|
| Address | COLUMBUS AFB, MS 39710 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Aug 15, 2043 |
The 2025 property tax bill for 105 Ora Ln was $2,187 with a homeowner's exemption, up 4.1% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Caledonia Town |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,187.00 (+4.14%) Homeowner's exemption | $22,045 | $220,450 Land $17,000 Building $203,450 |
| 2024 | $2,100.00 (+23.82%) | ||
| 2023 | $1,696.00 Homeowner's exemption | $18,406 | $184,060 Land $17,000 Building $167,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 105 Ora Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Ora Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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