Lowndes County property record for 125 Ora Ln, Caledonia, MS 39740
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,885 sqft · built 2006 |
| Owner | Individual Name on File |
| Tax Bill | $1,534 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10W000002113 |
| Primary APN | 10W000002113 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,885 sqft Adjusted Area |
| 1st Floor Area | 1,596 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 028403 |
|---|---|
| Street Address | 125 ORA LN |
| City | CALEDONIA |
| State | MS |
| Zip | 39740-9116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NE4 125 ORA LANE 10A |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 09 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 103 |
125 Ora Ln is owned and occupied by an individual who acquired it in December 2025.
Source: Lowndes County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Warranty Deed, Transfer |
| Jul 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF VERNON |
| Jun 6, 2023 | Deed of Trust, Mortgage BANK OF VERNON |
| Nov 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL |
| Jun 4, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 |
| Deed Sale | Dec 30, 2025 |
| Prior Sale | Apr 30, 2009 · Amount on File |
| Deed Document Number | 0202510298 |
| Deed Book / Page | 2025 / 10298 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 30, 2025 |
| Property Address | 125 ORA LN, CALEDONIA, MS 39740-9116 |
| Document Number | 00202510298 |
| Book / Page | 2025 / 10298 |
| Map Reference | MB 1202 PG 567-573 |
| Instrument Date | Dec 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 125 ORA LN, CALEDONIA, MS 39740-9116 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202315975 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 2023/15975 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 58 Months |
| Due | May 16, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 125 ORA LN, CALEDONIA, MS 39740-9116 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202311614 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 2023/11614 |
| Instrument | 1031887 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 59 Months |
| Due | May 16, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 125 ORA LN, CALEDONIA, MS 39740-9116 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202134544 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 2021/34544 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 133 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 125 ORA LN, CALEDONIA, MS 39740-9116 |
| Document Number | 0020202217 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10375 RICHMOND AVE #1900 HOUSTON TX 770424222, 1900, HOUSTON, TX 77042-4222 |
| Document Number | 0020202217 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 002020/012217 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 9062 OLD ANNAPOLIS RD, COLUMBIA, MD 21045-2479 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 4, 2025 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 125 Ora Ln was $1,534 with a homeowner's exemption, up 4.4% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Caledonia Town |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,534.00 (+4.35%) Homeowner's exemption | $16,263 | $162,630 Land $17,000 Building $145,630 |
| 2024 | $1,470.00 (+25.75%) | ||
| 2023 | $1,169.00 Homeowner's exemption | $13,548 | $135,480 Land $17,000 Building $118,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Ora Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Ora Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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