106 Ora Ln, Caledonia, MS 39740 Property Records

Lowndes County property record for 106 Ora Ln, Caledonia, MS 39740

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,826 sqft · built 2002
Owner	2 Individual Names on Record
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10W000002112`

Property Details

APN / Parcel Number

Primary APN	`10W000002112`
Alternative APNs	`028402` `28402`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,826 sqft Adjusted Area
1st Floor Area	1,542 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	028402
Street Address	106 ORA LN
City	CALEDONIA
State	MS
Zip	39740-9119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NE4 ORA LANE 8B
Legal Range	17W
Legal Township	16S
Legal Section	09
Legal Subdivision	WASHINGTON HEIGHTS SUB
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	3
Census Block	3038
Census Tract	103

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 ORA LN, CALEDONIA, MS 39740-9119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2007
Deed Sale	May 21, 2007
Deed Document Number	0020073811
Deed Book / Page	2007 / 3811
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	106 ORA LN, CALEDONIA, MS 39740-9119
Document Number	0020202217
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10375 RICHMOND AVE #1900 HOUSTON TX 770424222, 1900, HOUSTON, TX 77042-4222

Mortgage

Document Number	0020202217
Date	Jun 5, 2020
Book Page	002020/012217

Lender

Name	WELLS FARGO BK
Type	Bank
Address	9062 OLD ANNAPOLIS RD, COLUMBIA, MD 21045-2479

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 4, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Caledonia Town
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00 (+5.16%) Homeowner's exemption	$14,759 (+19.85%)	$147,590 (+19.85%) Land $17,000 Building $130,590
2024	$1,298.00 (+25.29%)
2023	$1,036.00 Homeowner's exemption	$12,315	$123,150 Land $17,000 Building $106,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
M-Pulse Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20