56 Mill St, Elsah, IL 62028 Property Records

Jersey County property record for 56 Mill St, Elsah, IL 62028

Property Summary

Property TypeSingle Family Home
Details3,394 sqft · built 1860
Lot Size0.207 acres (9,000 sqft)
OwnerCompany Name on File
Last Sale$192,500 (Oct 2022)
Tax Bill$6,537 (2025)
Deeds & MortgagesJul 2026 Foreclosure
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-413-014-00

Property Details

APN / Parcel Number

Primary APN01-413-014-00
Alternative APN
  • 413-014-00

Interior

Stories2 Stories
Building Area3,394 sqft Total Area

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions90 ft deep x 100 ft wide

Location & Zoning

Account Number413-014-00
Street Address56 MILL ST
CityELSAH
StateIL
Zip62028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN OF ELSAH LOTS 14 & 15 BLK 13 9-10 186K 1860 2STYSTN/PT BSMT 3394SQ 100X90 LOT
Legal SubdivisionVILLAGE OF ELSAH IN JERSEY COUNTY
Legal Block13
Legal Lot Number14,15
JurisdictionJERSEY IL
Township / Civil DivisionELSAH
Census Block Group3
Census Block3034
Census Tract10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elsah Historic District
listed 1973 · 48 contributing resources · NRIS 73000706

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

56 Mill St is owned by a company that bought it in October 2022 and is owner-occupied.

Source: Jersey County records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing Address5600 GRANITE PKWY, PLANO, TX 75024-4126
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Sheriff's Deed, Foreclosure
NONE LISTED ON DOCUMENT
Oct 11, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CARROLLTON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2022 · Amount on File
Deed SaleOct 11, 2022 · Amount on File
Prior SaleSep 29, 2010
Deed Document Number2022169424
Prior Transfer DateSep 22, 2010
Prior Transfer Doc001667/146
Record UpdatedOct 29, 2026

July 2026: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionJERSEY IL
Recording DateJul 15, 2026
Property Address56 MILL ST, ELSAH, IL 62028
Document Number0000180539
Instrument DateJul 9, 2026
Instrument2026180539
Transaction TypeForeclosure
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5600 GRANITE PKWY, PLANO, TX 75024-4126
InvestorPossibly a Property Investor

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJERSEY IL
Recording DateOct 11, 2022
Property Address56 MILL ST, ELSAH, IL 62028
Document Number202200169424
Instrument DateOct 11, 2022
Instrument202200169424
Transaction TypeTransfer
Record UpdatedNov 2, 2022
Title CompanyCOMMUNITY TITLE AND ESCROW LIMITED, COMMUNITY TITLE & ESCROW LTD

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address200 N CEDAR ST, GRAFTON, IL 62037-2346

Mortgage

Document Number202200169425
DateOct 11, 2022
Instrument202200169425
Lender
NameCARROLLTON BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 56 Mill St was $6,537 with a homeowner's exemption, down 1.5% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJersey County
County SubdivisionElsah Township
MunicipalityElsah Village
Unified School DistrictJersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,537.00 (-1.46%)$106,780 Land $12,905 Building $93,875$320,340 Land $38,715 Building $281,625
2024$6,634.00
2022$4,741.00 Disabled Person's exemption Veteran's exemption$77,660 Land $10,805 Building $66,855$232,980 Land $32,415 Building $200,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 56 Mill St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims229 (1979–2024)
Claims Outside the SFHA12 of 229
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 22 claims
  • Severe Storms & Flooding, Aug 1993 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-ALTON
private · serves 46,127 people · EPA ID IL1195150
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grafton Technologies
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless · Fiber in parts of the area
400 / 30
T-Mobile
Fixed Wireless
100 / 20

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