48 Mill St, Elsah, IL 62028 Property Records

Jersey County property record for 48 Mill St, Elsah, IL 62028

Property Summary

Property Type	Commercial
Details	839 sqft · built 1954
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on File
Last Sale	$25,000 (Jan 2019)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-412-011-00`

Property Details

APN / Parcel Number

Primary APN	`01-412-011-00`
Alternative APN	`412-011-00`

Interior

Stories	1 Story
Building Area	839 sqft Total Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	90 ft deep x 100 ft wide

Location & Zoning

Account Number	412-011-00
Street Address	48 MILL ST
City	ELSAH
State	IL
Zip	62028-9800
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIGINAL TOWN OF ELSAH LOTS 11 & 12 BLK 12. NO SALES 1954 1STY/CRAWL 839SQ 100X90 LOT
Legal Subdivision	VILLAGE OF ELSAH
Legal Block	12
Legal Lot Number	11,12
Jurisdiction	JERSEY IL
Township / Civil Division	ELSAH
Census Block Group	3
Census Block	3034
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elsah Historic District listed 1973 · 48 contributing resources · NRIS 73000706

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

48 Mill St, a commercial property, is owned by a company that bought it in January 2019.

Source: Jersey County records, as of September 14, 2026

Owner of Record	Company Name on File
Mailing Address	48 MILL ST, ELSAH, IL 62028-9800
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019 · Amount on File
Deed Sale	Jan 22, 2019 · Amount on File
Deed Document Number	2019155034
Prior Transfer Date	Jun 6, 1990
Prior Transfer Doc	001388/239
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Jan 22, 2019
Property Address	48 MILL ST, ELSAH, IL 62028-9800
Document Number	201900155034
Instrument Date	Jan 15, 2019
Instrument	201900155034
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 LIBERTY ST, ALTON, IL 62002-4521

Tax Assessment & Valuation

The 2025 property tax bill for 48 Mill St was $2,581, down 1.5% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Elsah Township
Municipality	Elsah Village
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,581.00 (-1.45%)	$39,750 (+1.49%) Land $12,905 Building $26,845	$119,250 (+1.49%) Land $38,715 Building $80,535
2024	$2,619.00	$39,165 Land $12,715 Building $26,450	$117,495 Land $38,145 Building $79,350
2022	$1,488.00	$20,320 Land $10,805 Building $9,515	$60,960 Land $32,415 Building $28,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Mill St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	229 (1979–2024)
Claims Outside the SFHA	12 of 229
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2019 · 22 claims Severe Storms & Flooding, Aug 1993 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless · Fiber in parts of the area	400 / 30
T-Mobile Fixed Wireless	100 / 20