Jersey County property record for 44 Mill St, Elsah, IL 62028
| Property Type | Single Family Home |
|---|---|
| Details | 1,545 sqft · built 1920 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $191,000 (Oct 2024) |
| Tax Bill | $4,258 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-412-013-00 |
| Primary APN | 01-412-013-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,545 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 90 ft deep x 100 ft wide |
| Account Number | 412-013-00 |
|---|---|
| Street Address | 44 MILL ST |
| City | ELSAH |
| State | IL |
| Zip | 62028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN OF ELSAH LOTS 13 & 14 BLK 12. 12-23 185K, 12-84 42K 1920 1.5STY/CRAWL 1545SQ 100X90 LOT |
| Legal Subdivision | VILLAGE OF ELSAH |
| Legal Block | 12 |
| Legal Lot Number | 13,14 |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 10300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elsah Historic District listed 1973 · 48 contributing resources · NRIS 73000706 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
44 Mill St is owned and occupied by two individuals who bought it in October 2024.
Source: Jersey County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 MILL ST, ELSAH, IL 62028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2024 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 13, 2023 | Executor's Deed, Transfer · Conventional Mortgage DAS ACQUISITION COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2024 · Amount on File |
| Deed Sale | Oct 2, 2024 · Amount on File |
| Prior Sale | Dec 13, 2023 · Amount on File |
| Deed Document Number | 2024175114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Oct 2, 2024 |
| Property Address | 44 MILL ST, ELSAH, IL 62028 |
| Document Number | 202400175114 |
| Instrument Date | Sep 20, 2024 |
| Instrument | 202400175114 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | COMMUNITY TITLE & ESCROW LTD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2315 LOVE LN, FLORISSANT, MO 63031-2229 |
| Document Number | 202400175115 |
|---|---|
| Date | Oct 2, 2024 |
| Instrument | 202400175115 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Dec 13, 2023 |
| Property Address | 44 MILL ST, ELSAH, IL 62028 |
| Document Number | 202300172813 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 202300172813 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 202300172814 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 202300172814 |
| Name | DAS ACQUISITION COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 44 Mill St was $4,258 with a homeowner's exemption, down 1.5% from the year before.
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Municipality | Elsah Village |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,258.00 (-1.46%) | $71,675 Land $12,905 Building $58,770 | $215,025 Land $38,715 Building $176,310 |
| 2024 | $4,321.00 | ||
| 2022 | $2,890.00 Homeowner's exemption Senior Citizen's exemption | $56,065 Land $10,805 Building $45,260 | $168,195 Land $32,415 Building $135,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 44 Mill St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 229 (1979–2024) |
| Claims Outside the SFHA | 12 of 229 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grafton Technologies Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless · Fiber in parts of the area | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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