Jersey County property record for 62 Mill St, Elsah, IL 62028
| Property Type | Single Family Home |
|---|---|
| Details | 1,187 sqft · built 1876 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Aug 2025) |
| Tax Bill | $4,369 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-413-011-00 |
| Primary APN | 01-413-011-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,187 sqft Total Area |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1876 |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 90 ft deep x 125 ft wide |
| Account Number | 413-011-00 |
|---|---|
| Street Address | 62 MILL ST |
| City | ELSAH |
| State | IL |
| Zip | 62028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN OF ELSAH S1/2 LOT 11 & LOTS 12 & 13 BLK 13. 7-16 109K, 10-00 110K, 10-00 110K 1876 1STY/CRAWL 1187SQ 125X90 LOT |
| Legal Subdivision | VILLAGE OF ELSAH |
| Legal Block | 13 |
| Legal Lot Number | 11-13 |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 10300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elsah Historic District listed 1973 · 48 contributing resources · NRIS 73000706 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Jersey County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6190 BENNETT DR, 419, EDWARDSVILLE, IL 62025-4736 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST MIDAMERICA CREDIT UNION |
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDAMERICA CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on Record |
| Deed Sale | Aug 27, 2025 · Amount on Record |
| Deed Document Number | 2025177805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Apr 17, 2026 |
| Property Address | 62 MILL ST, ELSAH, IL 62028 |
| Document Number | 0000179703 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026179703 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000179703, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026179703 |
| Name | FIRST MIDAMERICA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Apr 13, 2026 |
| Property Address | 62 MILL ST, ELSAH, IL 62028 |
| Document Number | 202600179664 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026179664 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERENITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 62 MILL ST, ELSAH, IL 62028 |
| Document Number | 0000179664, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026179664 |
| Name | FIRST MIDAMERICA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Municipality | Elsah Village |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,369.00 (+18.18%) Homeowner's exemption Senior Citizen's exemption | $67,285 (+1.5%) Land $13,995 Building $53,290 | $201,855 (+1.5%) Land $41,985 Building $159,870 |
| 2024 | $3,697.00 (-1.36%) | $66,290 (+15.96%) Land $13,790 Building $52,500 | $198,870 (+15.96%) Land $41,370 Building $157,500 |
| 2022 | $3,748.00 Homeowner's exemption | $57,165 Land $11,715 Building $45,450 | $171,495 Land $35,145 Building $136,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 229 (1979–2024) |
| Claims Outside the SFHA | 12 of 229 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grafton Technologies Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless · Fiber in parts of the area | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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