Middlesex County and Woodbridge Township property record for 56 Loretta St, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 1,593 sqft · built 1951 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Feb 2004) |
| Tax Bill | $10,689 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00005-04-00238 |
| Primary APN | 25-00005-04-00238 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,593 sqft Living Area |
| 1st Floor Area | 1,593 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 447 |
|---|---|
| Street Address | 56 LORETTA ST |
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-2229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 50.0X100.0 |
| Legal Subdivision | ELLENDALE TERRACE |
| Legal Block | 5.4 |
| Legal Lot Number | 238 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | WOODBRIDGE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 3300 |
56 Loretta St is owned and occupied by an individual who bought it in February 2004.
Source: Middlesex County and Woodbridge Township records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 56 LORETTA ST, PERTH AMBOY, NJ 08861-2229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2004 · Amount on File |
| Deed Sale | Feb 9, 2004 · Amount on File |
| Deed Book / Page | 5275 / 764 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 56 LORETTA ST, PERTH AMBOY, NJ 08861-2229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000120744 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 18150/1012 |
| Instrument | 2020120744 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2030 |
The 2025 property tax bill for 56 Loretta St was $10,689, up 3.5% from the year before.
Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Woodbridge Township |
| Unified School District | Woodbridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,400 (-) Land $20,000 Building $61,400 | $81,400 (-) Land $20,000 Building $61,400 | |
| 2025 | $10,689.00 (+3.5%) | $81,400 Land $20,000 Building $61,400 | $81,400 Land $20,000 Building $61,400 |
| 2024 | $10,328.00 | ||
| 2023 | $81,400 Land $20,000 Building $61,400 | $81,400 Land $20,000 Building $61,400 | |
| 2022 | $9,780.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 56 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 56 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Optimum, T-Mobile.
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