63 Loretta St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Woodbridge Township property record for 63 Loretta St, Perth Amboy, NJ 08861

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1951
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$251,500 (Nov 2018)
Tax Bill	$10,032 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-00005-07-00183`

Property Details

APN / Parcel Number

Primary APN	`25-00005-07-00183`
Alternative APNs	`2500005000700183` `494`

Interior

Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	494
Street Address	63 LORETTA ST
City	PERTH AMBOY
State	NJ
Zip	08861-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50.0X100.0
Legal Block	5.7
Legal Lot Number	183
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	2
Census Block	2038
Census Tract	3300

Owner

63 Loretta St is owned and occupied by two individuals who bought it in November 2018.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	63 LORETTA ST, PERTH AMBOY, NJ 08861-2228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MLB RESIDENTIAL LENDING LLC
Nov 20, 2018	Grant Deed, Transfer · Conventional with PMI MLB RESID'L LNDG
Dec 26, 2017	Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	Dec 26, 2017 · Amount on File
Deed Document Number	201899718
Deed Book / Page	18355 / 707
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	63 LORETTA ST, PERTH AMBOY, NJ 08861-2228
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021069564
Date	May 24, 2021
Book Page	18459/259
Instrument	2021069564

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 20, 2018
Property Address	63 LORETTA ST, PERTH AMBOY, NJ 08861-2228
Document Number	0000099718
Book / Page	017355 / 000707
Instrument Date	Nov 13, 2018
Instrument	99718
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	NOBLE TITLE, NOBLE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	63 LORETTA ST PERTH AMBOY NJ 088612228, PERTH AMBOY, NJ 08861-2228

Mortgage

Document Number	99719
Date	Nov 20, 2018
Book Page	017355/000712
Instrument	99719

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFLELD, AL 07081

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 26, 2017
Property Address	63 LORETTA ST, PERTH AMBOY, NJ 08861-2228
Document Number	201700014386
Book / Page	17043 / 0872
Instrument Date	Oct 30, 2017
Instrument	201700014386
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$794.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16814 KESTREL CT, 16814, LEWES, DE 19958-7030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 LORETTA ST, PERTH AMBOY, NJ 08861-2228

Mortgage

Document Number	201700014387
Date	Dec 26, 2017
Instrument	201700014387

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 63 Loretta St was $10,032, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,400 (-) Land $20,000 Building $56,400	$76,400 (-) Land $20,000 Building $56,400
2025	$10,032.00 (+3.49%)	$76,400 Land $20,000 Building $56,400	$76,400 Land $20,000 Building $56,400
2024	$9,694.00
2023		$76,400 Land $20,000 Building $56,400	$76,400 Land $20,000 Building $56,400
2022	$9,179.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 63 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 63 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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