57 Loretta St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Woodbridge Township property record for 57 Loretta St, Perth Amboy, NJ 08861

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1943
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jun 2022)
Tax Bill	$8,443 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00005-07-00187`

Property Details

APN / Parcel Number

Primary APN	`25-00005-07-00187`
Alternative APNs	`2500005000700187` `496`

Interior

Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	496
Street Address	57 LORETTA ST
City	PERTH AMBOY
State	NJ
Zip	08861-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50.0X100.0
Legal Subdivision	WILLIAM H MOFFITT
Legal Block	5.7
Legal Lot Number	187
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	2
Census Block	2038
Census Tract	3300

Owner

57 Loretta St is owned and occupied by two individuals who bought it in June 2022.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 LORETTA ST, PERTH AMBOY, NJ 08861-2228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed, Transfer · Conventional Mortgage ROYAL BUSINESS BANK
Jun 17, 2017	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Prior Sale	Jul 19, 2016 · Amount on File
Deed Document Number	202259623
Deed Book / Page	18968 / 1439
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 28, 2022
Property Address	57 LORETTA ST, PERTH AMBOY, NJ 08861-2228
Document Number	0000059623
Book / Page	18968 / 1439
Instrument Date	Jun 8, 2022
Instrument	2022059623
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	INVESTMENT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 VERNON WAY, 130, PORT READING, NJ 07064-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 LORETTA ST, HOPELAWN, NJ 08861-2228

Mortgage

Document Number	0000059624
Date	Jun 28, 2022
Instrument	2022059624

Lender

Name	ROYAL BUSINESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	57 LORETTA ST, PERTH AMBOY, NJ 08861-2228
Document Number	0000013857
Instrument Date	Jun 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57 LORETTA ST PERTH AMBOY NJ 088612228, PERTH AMBOY, NJ 08861-2228

Mortgage

Document Number	0000013857
Date	Jun 21, 2017
Book Page	016803/000761
Instrument	13857

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 57 Loretta St was $8,443, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,300 (-) Land $20,000 Building $44,300	$64,300 (-) Land $20,000 Building $44,300
2025	$8,443.00 (+3.48%)	$64,300 Land $20,000 Building $44,300	$64,300 Land $20,000 Building $44,300
2024	$8,159.00
2023		$64,300 Land $20,000 Building $44,300	$64,300 Land $20,000 Building $44,300
2022	$7,725.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 57 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 57 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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