Washington County property record for 56 E Water St, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1955 |
| Square Footage | 2,244 sqft Total Area |
| Lot Size | 40,902 sqft (0.939 acres) |
| Garage | Basement, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $159,000 (1994) |
| Tax Bill | $2,844.00 (2025) |
Source: Washington County records · APN 07-005695
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 E WATER ST, SMITHSBURG, MD 21783-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 1994 · Amount on Record |
| Deed Sale | Jul 12, 1994 · Amount on Record |
| Prior Sale | Jul 15, 1991 · Amount on Record |
| Deed Book / Page | 1167 / 829 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 56 E WATER ST, SMITHSBURG, MD 21783-1604 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 56 E WATER ST, SMITHSBURG, MD 21783-1604 |
| Document Number | 0077750415 |
|---|---|
| Date | Oct 06, 2025 |
| Book Page | 7775/415 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Address | BERKELEY SPRINGS, WV 25411 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,767 (+5.62%) | $363,100 (-) Land $74,200 Building $288,900 | |
| 2025 | $2,844.00 (+10.06%) Homeowner's exemption | $326,433 (+12.38%) | $363,100 (+17.85%) Land $74,200 Building $288,900 |
| 2023 | $2,584.00 Homeowner's exemption | $290,467 | $308,100 Land $74,200 Building $233,900 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-005695 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,244 sqft Total Area |
| Basement Area | 400 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Stone Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 40,902 sqft (0.939 acres) |
| Depth X Width | 268 ft x 115 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 400 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 560 sqft Shed |
| Deck Area | 522 sqft Deck |
| Porch Area | 246 sqft Porch |
| Heating System | Baseboard Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 005695 |
|---|---|
| Street Address | 56 E WATER ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1604 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 115X268 .939 A 56 E WATER ST |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 7, SMITHSBURG |
| Census Blockgroup | 4 |
| Census Block | 4006 |
| Census Tract | 11301 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures