Washington County property record for 53 E Water St, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1919 |
| Square Footage | 2,312 sqft Total Area |
| Lot Size | 28,428 sqft (0.653 acres) |
| Garage | Attached, 294 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $6,840 (2018) |
| Tax Bill | $3,079.00 (2025) |
Source: Washington County records · APN 07-007957
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 53 E WATER ST, SMITHSBURG, MD 21783-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 07, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 26, 2018 | Quit Claim Deed, Transfer EXCALIBUR TITLE AND ESCROW LLC, EXCALIBUR TITLE & ESCROW LLC |
| Apr 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on Record |
| Deed Sale | Apr 26, 2018 · Amount on Record |
| Prior Sale | Apr 06, 1992 · Amount on Record |
| Deed Book / Page | 5735 / 354 |
| Prior Transfer Date | Mar 26, 1992 |
| Prior Transfer Doc | 0057350354 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 53 E WATER ST, SMITHSBURG, MD 21783-1605 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 53 E WATER ST, SMITHSBURG, MD 21783-1605 |
| Document Number | 0069450189 |
|---|---|
| Date | Mar 07, 2022 |
| Book Page | 6945/189 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Feb 09, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Apr 26, 2018 |
| Property Address | 53 E WATER ST, SMITHSBURG, MD 21783-1605 |
| Document Number | 0057350354 |
| Book / Page | 005735 / 000354 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2018 |
| Title Company | EXCALIBUR TITLE AND ESCROW LLC, EXCALIBUR TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 E WATER ST SMITHSBURG MD 217831605, SMITHSBURG, MD 21783-1605 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 53 E WATER ST, SMITHSBURG, MD 21783-1605 |
| Document Number | 0057350358 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 53 E WATER ST SMITHSBURG MD 217831605, SMITHSBURG, MD 21783-1605 |
| Document Number | 0057350358 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 005735/000358 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2048 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,367 (+8.69%) | $388,100 (-) Land $69,200 Building $318,900 | |
| 2025 | $3,079.00 (+5.55%) Homeowner's exemption | $330,633 (+17.37%) | $388,100 (+28.55%) Land $69,200 Building $318,900 |
| 2024 | $2,917.00 (+4.78%) | ||
| 2023 | $2,784.00 Homeowner's exemption | $281,700 | $301,900 Land $69,200 Building $232,700 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-007957 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,312 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Siding Exterior |
| Roof Material | Slate Roof |
| Lot Area | 28,428 sqft (0.653 acres) |
| Depth X Width | 276 ft x 103 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 294 sqft Garage |
| Porch Area | 496 sqft Porch |
| Heating System | Radiant Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 007957 |
|---|---|
| Street Address | 53 E WATER ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1605 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 103X276 53 E WATER ST |
| Legal Lot Number | 53 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 7, SMITHSBURG |
| Census Blockgroup | 4 |
| Census Block | 4014 |
| Census Tract | 11301 |
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