Washington County property record for 53 E Water St, #A, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,269 sqft Total Area |
| Lot Size | 14,679 sqft (0.337 acres) |
| Garage | Attached, 286 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2021) |
| Tax Bill | $3,025.00 (2025) |
Source: Washington County records · APN 07-007949
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 53 E WATER ST, A, SMITHSBURG, MD 21783-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Sep 06, 2017 | Grant Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2021 · Amount on Record |
| Deed Sale | Jan 28, 2021 · Amount on Record |
| Prior Sale | Sep 06, 2017 · Amount on Record |
| Deed Book / Page | 6498 / 250 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 28, 2021 |
| Property Address | 53 E WATER ST # A, A, SMITHSBURG, MD 21783-1605 |
| Document Number | 0064980250 |
| Book / Page | 6498 / 250 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | PREMIER STLMT & TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 53 E WATER ST # A, A, SMITHSBURG, MD 21783-1605 |
| Document Number | 0006498256 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 6498/256 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Sep 06, 2017 |
| Property Address | 53 E WATER ST # A, A, SMITHSBURG, MD 21783-1605 |
| Document Number | 0055820465 |
| Book / Page | 005582 / 000465 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2017 |
| Title Company | PASSPORT TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 53A E WATER ST SMITHSBURG MD 217831605, SMITHSBURG, MD 21783-1605 |
| Document Number | 55820472 |
|---|---|
| Date | Sep 06, 2017 |
| Book Page | 005582/000472 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2047 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,000 (+8.83%) | $343,800 (-) Land $62,300 Building $281,500 | |
| 2025 | $3,025.00 (+17.29%) | $292,200 (+17.81%) | $343,800 (+29.05%) Land $62,300 Building $281,500 |
| 2023 | $2,579.00 | $248,033 | $266,400 Land $62,300 Building $204,100 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-007949 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,269 sqft Total Area |
| Basement Area | 499 sqft Basement |
| Finished Basement | 499 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,679 sqft (0.337 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 286 sqft Garage |
| Deck Area | 325 sqft Deck |
| Porch Area | 60 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 007949 |
|---|---|
| Street Address | 53 E WATER ST, A |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1605 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 0.337 AC 53A E WATER ST |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 7, SMITHSBURG |
| Census Blockgroup | 4 |
| Census Block | 4014 |
| Census Tract | 11301 |
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