56 Cornwall St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 56 Cornwall St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,680 sqft · built 1926
Lot Size	0.048 acres (2,100 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2019)
Tax Bill	$10,409 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-00052-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`19-00052-0000-00005`
Alternative APNs	`190005200005` `00009480`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	840 sqft
Basement Area	420 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	70 ft deep x 30 ft wide
Garage Type	Basement
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	144 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00009480
Street Address	56 CORNWALL ST
City	HIGHLANDS
State	NJ
Zip	07732-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	NAVASINK HLNDS
Legal Block	52
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2025
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough assessment roll, APN 19-00052-0000-00005, as of July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 CORNWALL ST, HIGHLANDS, NJ 07732-1750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2019 · Amount on Record
Deed Sale	Oct 03, 2019 · Amount on Record
Prior Sale	Feb 11, 2005 · Amount on Record
Deed Document Number	201992939
Deed Book / Page	9372 / 620
Record Updated	Sep 20, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 03, 2019
Property Address	56 CORNWALL ST, HIGHLANDS, NJ 07732-1750
Document Number	0000092939
Book / Page	009372 / 000620
Instrument Date	Sep 09, 2019
Instrument	92939
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	LIBERTY ABSTRACT COMPANY, LIBERTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	56 CORNWALL ST HIGHLANDS NJ 077321750, HIGHLANDS, NJ 07732-1750

Mortgage

Document Number	92940
Date	Oct 03, 2019
Book Page	009372/000643
Instrument	92940

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 02, 2049

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll as of July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,700 (+17.74%) Land $326,500 Building $390,200	$716,700 (+17.74%) Land $326,500 Building $390,200
2025	$10,409.00 (+2.36%)	$608,700 (+26.34%) Land $222,000 Building $386,700	$608,700 (+26.34%) Land $222,000 Building $386,700
2024	$10,169.00 (+8.13%)
2023		$481,800 Land $116,500 Building $365,300	$481,800 Land $116,500 Building $365,300
2022	$9,404.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258001012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 258 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.