45 Cornwall St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 45 Cornwall St, Highlands, NJ 07732 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,442 sqft · built 1987
Lot Size	0.096 acres (4,182 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2001)
Tax Bill	$7,556 (2025)
Flood Zone	Zone AE (high risk)
APN	`19-00048-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`19-00048-0000-00005`
Alternative APNs	`190004800005` `00009090`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,442 sqft Living Area
1st Floor Area	782 sqft
Upper Floors Area	684 sqft
Basement Area	978 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	82 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00009090
Street Address	45 CORNWALL ST
City	HIGHLANDS
State	NJ
Zip	07732-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	48
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2045
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records · APN 19-00048-0000-00005

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 CORNWALL ST, HIGHLANDS, NJ 07732-1752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2001 · Amount on Record
Deed Sale	Jun 04, 2001 · Amount on Record
Prior Sale	Aug 03, 2000 · Amount on Record
Deed Book / Page	8026 / 3643
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,400 (+24.1%) Land $332,400 Building $216,000	$548,400 (+24.1%) Land $332,400 Building $216,000
2025	$7,556.00 (+9.03%)	$441,900 (+28.38%) Land $227,900 Building $214,000	$441,900 (+28.38%) Land $227,900 Building $214,000
2024	$6,930.00 (+5.16%)
2023		$344,200 Land $121,600 Building $222,600	$344,200 Land $121,600 Building $222,600
2022	$6,590.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	11.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.