Monmouth County and Highlands Borough property record for 54 Cornwall St, Highlands, NJ 07732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,040 sqft · built 1923 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,612 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 19-00052-0000-00006 |
| Primary APN | 19-00052-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Upper Floors Area | 520 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Other |
| Lot Area | 2,100 sqft (0.048 acres) |
| Lot Dimensions | 70 ft deep x 30 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Deck Area | 40 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 00009490 |
|---|---|
| Street Address | 54 CORNWALL ST |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF0 |
| Legal Subdivision | NAVESINK HLNDS |
| Legal Block | 52 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 800101 |
Source: Monmouth County and Highlands Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 54 CORNWALL ST, HIGHLANDS, NJ 07732-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 54 CORNWALL ST, HIGHLANDS, NJ 07732-1750 |
| Document Number | 0000013121 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | DIVERSIFIED SETTLEMENT SERVICES IN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 CORNWALL ST HIGHLANDS NJ 077321750, HIGHLANDS, NJ 07732-1750 |
| Document Number | 0000013121 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 009211/004616 |
| Instrument | 13121 |
| Name | HOUSING FIN AGCY |
|---|---|
| Type | Funding / Finance Company |
| Address | TRENTON, NJ 08650-2085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,700 (+32.15%) Land $326,500 Building $107,200 | $433,700 (+32.15%) Land $326,500 Building $107,200 | |
| 2025 | $5,612.00 (+25.66%) Veteran's exemption | $328,200 (+50.34%) Land $222,000 Building $106,200 | $328,200 (+50.34%) Land $222,000 Building $106,200 |
| 2024 | $4,466.00 (+19.03%) | ||
| 2023 | $218,300 Land $116,500 Building $101,800 | $218,300 Land $116,500 Building $101,800 | |
| 2022 | $3,752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 271 individual policies |
| Nearby Flood Policies | 315 units insured incl. 44 condo units |
| Nearby Flood Claims | 183 (1992–2023) |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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