43 Cornwall St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 43 Cornwall St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,640 sqft · built 1928
Lot Size	0.1 acres (4,352 sqft)
Owner	Individual Name on Record
Last Sale	$820,000 (Mar 2024)
Tax Bill	$13,162 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`19-00048-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`19-00048-0000-00004`
Alternative APNs	`190004800004` `00009080`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
1st Floor Area	1,436 sqft
Upper Floors Area	1,436 sqft
Basement Area	986 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	4,352 sqft (0.1 acres)
Lot Dimensions	87 ft deep x 50 ft wide
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Patio Area	216 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	00009080
Street Address	43 CORNWALL ST
City	HIGHLANDS
State	NJ
Zip	07732-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Block	48
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2045
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 CORNWALL ST, HIGHLANDS, NJ 07732-1752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit MAGYAR BANK
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 11, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Nov 5, 2010 · Amount on Record
Deed Document Number	202418557
Deed Book / Page	9681 / 5703
Prior Transfer Date	Mar 12, 2008
Prior Transfer Doc	0087085577
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	43 CORNWALL ST, HIGHLANDS, NJ 07732-1752
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097686152
Date	Dec 3, 2025
Book Page	9768/6152
Instrument	2025096477

Lender

Name	MAGYAR BANK
Type	Bank
Address	NEW BRUNSWICK, NJ 08901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	43 CORNWALL ST, HIGHLANDS, NJ 07732-1752
Document Number	0000046339
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 CORNWALL ST HIGHLANDS NJ 077321752, HIGHLANDS, NJ 07732-1752

Mortgage

Document Number	0000046339
Date	May 1, 2020
Book Page	009411/005102
Instrument	46339

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	43 CORNWALL ST, HIGHLANDS, NJ 07732-1752
Document Number	0000078801
Book / Page	009242 / 001856
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CORNWALL ST HIGHLANDS NJ 077321752, HIGHLANDS, NJ 07732-1752

Mortgage

Document Number	0000078801
Date	Aug 14, 2017
Book Page	009242/001856
Instrument	78801

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	43 CORNWALL ST, HIGHLANDS, NJ 07732-1752
Document Number	0000024809
Book / Page	009216 / 002785
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 CORNWALL ST HIGHLANDS NJ 077321752, HIGHLANDS, NJ 07732-1752

Mortgage

Document Number	0000024809
Date	Mar 8, 2017
Book Page	009216/002785
Instrument	24809

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Mar 7, 2034

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$879,200 (+14.23%) Land $332,400 Building $546,800	$879,200 (+14.23%) Land $332,400 Building $546,800
2025	$13,162.00 (+40.27%)	$769,700 (+72.39%) Land $227,900 Building $541,800	$769,700 (+72.39%) Land $227,900 Building $541,800
2024	$9,383.00 (+8.69%)
2023		$446,500 Land $121,600 Building $324,900	$446,500 Land $121,600 Building $324,900
2022	$8,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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