Bergen County and Waldwick Borough property record for 56 Bergen Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,753 sqft · built 1944 |
| Lot Size | 0.136 acres (5,933 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Jun 2021) |
| Tax Bill | $12,395 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00013-0000-00009 |
| Primary APN | 64-00013-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,753 sqft Living Area |
| 1st Floor Area | 1,753 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,933 sqft (0.136 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 56 BERGEN AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 5933 SF |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 13 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 56 BERGEN AVE, WALDWICK, NJ 07463-1936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Jun 25, 2021 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on Record |
| Deed Sale | Jun 25, 2021 · Amount on Record |
| Prior Sale | Mar 29, 2005 · Amount on Record |
| Deed Document Number | 2021102797 |
| Deed Book / Page | 4236 / 1764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 56 BERGEN AVE, WALDWICK, NJ 07463-1936 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 56 BERGEN AVE, WALDWICK, NJ 07463-1936 |
| Document Number | 0056271024 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 5627/1024 |
| Instrument | 2025071867 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 25, 2021 |
| Property Address | 56 BERGEN AVE, WALDWICK, NJ 07463-1936 |
| Document Number | 0042361764 |
| Book / Page | 4236 / 1764 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021102797 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 DOGWOOD TER, 50, RAMSEY, NJ 07446-1701 |
| Name | Verified Name |
|---|---|
| Address | 56 BERGEN AVE, WALDWICK, NJ 07463-1936 |
| Document Number | 2021102798 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021102798 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,100 (-) Land $276,300 Building $263,800 | $540,100 (-) Land $276,300 Building $263,800 | |
| 2025 | $12,395.00 (+3.66%) | $540,100 (+26.67%) Land $276,300 Building $263,800 | $540,100 (+26.67%) Land $276,300 Building $263,800 |
| 2024 | $11,957.00 (-1.53%) | ||
| 2023 | $426,400 Land $224,900 Building $201,500 | $426,400 Land $224,900 Building $201,500 | |
| 2022 | $12,143.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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