55 Bergen Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 55 Bergen Ave, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,978 sqft · built 1955
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Feb 2021)
Tax Bill	$14,068 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00011-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`64-00011-0000-00014`
Alternative APN	`640001100014`

Interior

Stories	1 Story
Building Area	1,978 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Stucco
Lot Area	7,275 sqft (0.167 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	55 BERGEN AVE
City	WALDWICK
State	NJ
Zip	07463-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	7275 SF
Legal Subdivision	RIDGEWALD HLNDS
Legal Block	11
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	4
Census Block	4010
Census Tract	56100

Owner

55 Bergen Ave is owned and occupied by two individuals who bought it in February 2021.

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 BERGEN AVE, WALDWICK, NJ 07463-1918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Prior Sale	May 23, 2013 · Amount on File
Deed Document Number	202117839
Deed Book / Page	3952 / 156
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 10, 2021
Property Address	55 BERGEN AVE, WALDWICK, NJ 07463-1918
Document Number	0039520156
Book / Page	3952 / 156
Instrument Date	Aug 11, 2020
Instrument	2021017839
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 JUNIPER TER, 48, TUXEDO PARK, NY 10987-4769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BERGEN AVE, WALDWICK, NJ 07463-1918

Mortgage

Document Number	2021017840
Date	Feb 10, 2021
Instrument	2021017840

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 55 Bergen Ave was $14,068, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$613,000 (-) Land $312,300 Building $300,700	$613,000 (-) Land $312,300 Building $300,700
2025	$14,068.00 (+3.66%)	$613,000 Land $312,300 Building $300,700	$613,000 Land $312,300 Building $300,700
2024	$13,571.00
2023		$450,800 Land $252,900 Building $197,900	$450,800 Land $252,900 Building $197,900
2022	$12,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Bergen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Bergen Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20