59 Bergen Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 59 Bergen Ave, Waldwick, NJ 07463

Property Summary

Property TypeSingle Family Home
Details1,436 sqft · built 1952
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Oct 2016)
Tax Bill$12,641 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN64-00011-0000-00010

Property Details

APN / Parcel Number

Primary APN64-00011-0000-00010
Alternative APN
  • 640001100010

Interior

Stories1 Story
Building Area1,436 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address59 BERGEN AVE
CityWALDWICK
StateNJ
Zip07463-1918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description50X100 2 LT
Legal SubdivisionRIDGEWALD HLNDS
Legal Block11
Legal Lot Number10
JurisdictionBERGEN NJ
Township / Civil DivisionWALDWICK
Census Block Group4
Census Block4010
Census Tract56100

Owner

59 Bergen Ave is owned and occupied by two individuals who bought it in October 2016.

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address59 BERGEN AVE, WALDWICK, NJ 07463-1918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage
VISIONS FCU
Sep 16, 2019Deed of Trust, Mortgage · Line of Credit
VISIONS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2016 · Amount on File
Deed SaleOct 7, 2016 · Amount on File
Prior SaleApr 29, 2009 · Amount on File
Deed Document Number201677263
Deed Book / Page2400 / 1233
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address59 BERGEN AVE, WALDWICK, NJ 07463-1918
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 BERGEN AVE, WALDWICK, NJ 07463-1918

Mortgage

Document Number0038311401
DateNov 23, 2020
Book Page3831/1401
Instrument20-123042
Lender
NameVISIONS FCU
TypeCredit Union
AddressENDICOTT, NY 13760
Agreement
AmountAmount on Record
Term360 Months
DueNov 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address59 BERGEN AVE, WALDWICK, NJ 07463-1918
Document Number0033650455
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedOct 14, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address59 BERGEN AVE WALDWICK NJ 074631918, WALDWICK, NJ 07463-1918

Mortgage

Document Number0033650455
DateOct 2, 2019
Book Page003365/000455
Instrument65372
Lender
NameVISIONS FCU
TypeCredit Union
AddressENDICOTT, NY 13760
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 59 Bergen Ave was $12,641, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityWaldwick Borough
Unified School DistrictWaldwick Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$669,800 (+21.6%) Land $270,000 Building $399,800$669,800 (+21.6%) Land $270,000 Building $399,800
2025$12,641.00 (+3.67%)$550,800 Land $270,000 Building $280,800$550,800 Land $270,000 Building $280,800
2024$12,194.00
2023$401,000 Land $220,000 Building $181,000$401,000 Land $220,000 Building $181,000
2022$11,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Bergen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Bergen Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDWICK WATER DEPT
serves 10,208 people · EPA ID NJ0264001
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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