Bergen County and Waldwick Borough property record for 53 Bergen Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,231 sqft · built 1929 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $621,000 (Apr 2026) |
| Tax Bill | $9,235 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00011-0000-00017 |
| Primary APN | 64-00011-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,231 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 93 ft deep x 43 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 53 BERGEN AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 43X93 2LT |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 11 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 56100 |
53 Bergen Ave is owned and occupied by two individuals who bought it in April 2026.
Source: Bergen County and Waldwick Borough records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 53 BERGEN AVE, WALDWICK, NJ 07463-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK |
| Apr 1, 2026 | Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE |
| Apr 1, 2026 | Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | Aug 23, 2011 · Amount on File |
| Deed Document Number | 202621507 |
| Deed Book / Page | 5761 / 78 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 53 BERGEN AVE, WALDWICK, NJ 07463 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0046970893 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 4697/893 |
| Instrument | 2022055922 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 1, 2026 |
| Property Address | 53 BERGEN AVE, WALDWICK, NJ 07463 |
| Document Number | 0000021507 |
| Book / Page | 5761 / 78 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 2026.21507 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62,721.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 BERGEN AVE, WALDWICK, NJ 07463 |
| Document Number | 0000021508, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 2026..21508 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 1, 2026 |
| Property Address | 53 BERGEN AVE, WALDWICK, NJ 07463-1918 |
| Document Number | 0057610078 |
| Book / Page | 5761 / 78 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 202621507 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62,721.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 BERGEN AVE, WALDWICK, NJ 07463-1918 |
| Document Number | 0000021508, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202621508 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 53 Bergen Ave was $9,235, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,400 (-) Land $252,000 Building $150,400 | $402,400 (-) Land $252,000 Building $150,400 | |
| 2025 | $9,235.00 (+3.66%) | $402,400 Land $252,000 Building $150,400 | $402,400 Land $252,000 Building $150,400 |
| 2024 | $8,909.00 | ||
| 2023 | $315,100 Land $206,000 Building $109,100 | $315,100 Land $206,000 Building $109,100 | |
| 2022 | $8,806.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 53 Bergen Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 53 Bergen Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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