5595 Howard Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 5595 Howard Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	3.33 acres (145,096 sqft)
Owner	Individual Name on Record
Last Sale	$67,500 (Sep 2013)
Tax Bill	$1,613 (2024)
Deeds & Mortgages	Apr 2021 Transfer Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-19-32-300-018`

Property Details

APN / Parcel Number

Primary APN	`01-19-32-300-018`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	145,096 sqft (3.33 acres)
Garage Area	780 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5595 HOWARD RD
City	PETOSKEY
State	MI
Zip	49770-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	COM 618 FT S OF W 1/4 COR, TH E'LY 669.25 FT, S 290.02 FT, TH W 665.05 FT TO W SEC LN, TH N TO POB, EXC COM 758 FT S OF W 1/4 COR FOR POB, TH E'LY 240 FT, S 50 FT, E 110 FT, TH S 100 FT TH W 350 FT, N 150 FT M/L TO POB, SECTION 32, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	32
Legal Subdivision	NW4SW4S32 T34N R5W
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1052
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5595 HOWARD RD, PETOSKEY, MI 49770-8816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 9, 2018	Deed of Trust, Mortgage WILDFIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2013 · Amount on Record
Deed Sale	Sep 9, 2013 · Amount on Record
Deed Document Number	20135112812
Deed Book / Page	1160 / 136
Last Transfer Date	Apr 1, 2021
Transfer Doc	1231/638
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Apr 6, 2021
Property Address	5595 HOWARD RD, PETOSKEY, MI 49770-8816
Document Number	1231/638
Book / Page	1231 / 638
Instrument Date	Apr 1, 2021
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5595 HOWARD RD, PETOSKEY, MI 49770-8816

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	5595 HOWARD RD, PETOSKEY, MI 49770-8816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001202/0000000583
Date	Apr 9, 2018
Book Page	0000001202/0000000583
Instrument	000005155480

Lender

Name	WILDFIRE CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	57 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,400 (+11%) Land $150,400	$300,800 (+11%) Land $300,800
2025		$135,500 (+42.93%) Land $135,500	$271,000 (+42.93%) Land $271,000
2024	$1,613.00
2023		$94,800 Land $94,800	$189,600 Land $189,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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