559 Spruce Rd, Big Sandy, TX 75755 Property Records

Upshur County property record for 559 Spruce Rd, Big Sandy, TX 75755

Property Summary

Property Type	Rural Home
Details	840 sqft · built 2019
Owner	Individual Name on File
Tax Bill	$154 (2025)
Deeds & Mortgages	Sep 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100U-S01-000-007-3-A`

Property Details

APN / Parcel Number

Primary APN	`100U-S01-000-007-3-A`
Alternative APNs	`100U-S01-000-007-1-A` `65106217`

Interior

Building Area	840 sqft Living Area

Exterior

Year Built	Built 2019

Location & Zoning

Account Number	100U-S01-000-007-3-A
Street Address	559 SPRUCE RD
City	BIG SANDY
State	TX
Zip	75755-4274
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A100 COX, T L,TRACT 7-3, L/H M/HOME ON PETTY LAND,HUD# NTA1900377
Legal Tract	3-7
Jurisdiction	UPSHUR TX
Township / Civil Division	BIG SANDY
Census Block Group	1
Census Block	1094
Census Tract	950502

Owner

Source: Upshur County records · APN 100U-S01-000-007-3-A

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 991, BIG SANDY, TX 75755-0991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2025
Deed Sale	Apr 25, 2025
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	559 SPRUCE RD, BIG SANDY, TX 75755-4274
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006937
Date	Sep 24, 2020
Instrument	202006937

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.92%
Type Change Date	Oct 01, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Upshur County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Big Sandy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$154.00 (-80.1%) Homeowner's exemption Senior Citizen's exemption	$29,540 (+13.62%) Building $29,540	$29,540 (+13.62%) Building $29,540
2023		$25,998 Building $25,998	$25,998 Building $25,998
2022	$774.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 19, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PRITCHETT WSC serves 10,089 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.