559 Opal Dr, Montrose, CO 81403 Property Records

Montrose County property record for 559 Opal Dr, Montrose, CO 81403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2010
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Feb 2019)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Feb 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3993-052-17-003`

Property Details

APN / Parcel Number

Primary APN	`3993-052-17-003`
Alternative APN	`R0021906`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.233 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0021906
Street Address	559 OPAL DR
City	MONTROSE
State	CO
Zip	81403-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: RIVER STONE SUBD FILING NO 1 LOT: 3 S: 5 T: 48 R: 9
Legal Range	09
Legal Township	48
Legal Section	05
Legal Subdivision	RIVER STONE SUBD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1000
Census Tract	966601

Owner

Source: Montrose County assessment roll, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	559 OPAL DR, MONTROSE, CO 81403-9809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 14, 2016	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Mar 13, 2012	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC MORTGAGE HOME LOANS LLC
Jun 29, 2010	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Mar 14, 2016 · Amount on Record
Deed Document Number	2019906046
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	559 OPAL DR, MONTROSE, CO 81403-9809
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000980396
Date	Apr 23, 2025
Instrument	980396

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 25, 2019
Property Address	559 OPAL DR, MONTROSE, CO 81403-9809
Document Number	906046
Map Reference	DOC 803359
Instrument Date	Feb 25, 2019
Instrument	906046
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$28.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	559 OPAL DR, MONTROSE, CO 81403-9809

Mortgage

Document Number	906047
Date	Feb 25, 2019
Instrument	906047

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 25, 2019
Property Address	559 OPAL DR, MONTROSE, CO 81403-9809
Document Number	0000906046
Map Reference	DOC 803359
Instrument Date	Feb 25, 2019
Instrument	906046
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$28.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	559 OPAL DR, MONTROSE, CO 81403-9809
Investor	Possibly a Property Investor

Mortgage

Document Number	0000906047
Date	Feb 25, 2019
Instrument	906047

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

March 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 14, 2016
Property Address	559 OPAL DR, MONTROSE, CO 81403-9809
Document Number	0000873197
Map Reference	DOC803359
Instrument Date	Mar 11, 2016
Instrument	873197
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Tax	$23.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 OPAL DR, MONTROSE, CO 81403-9809

March 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 13, 2012
Property Address	559 OPAL DR, MONTROSE, CO 81403-9809
Document Number	0000833223
Instrument Date	Mar 13, 2012
Instrument	833223
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	559 OPAL DR, MONTROSE, CO 81403-9809
Investor	Possibly a Property Investor

Mortgage

Document Number	0000833224
Date	Mar 13, 2012
Instrument	833224

Lender

Name	REPUBLIC MORTGAGE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2042

June 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTROSE CO
Recording Date	Jun 29, 2010
Property Address	559 OPAL DR, MONTROSE, CO 81403-9809
Document Number	0000815040
Instrument Date	Jun 25, 2010
Instrument	815040
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Tax	$4.75
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 TAMARRON DR, GRAND JUNCTION, CO 81506-4874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4247, GRAND JUNCTION, CO 81502-4247

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,211.00 (+4.19%)	$33,070 (+14.95%)	$469,100 (+9.26%) Land $98,000 Building $371,100
2024	$2,122.00 (+4.53%)	$28,770 (-14.53%) Land $4,990 Building $23,780
2023	$2,030.00	$33,660 Land $5,840 Building $27,820	$429,330 Land $74,460 Building $354,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPETA WD serves 3,802 people · EPA ID CO0143176
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta Montrose Electric Association Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx.

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