Montrose County property record for 541 Opal Dr, Montrose, CO 81403 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2013 |
| Square Footage | 1,572 sqft Heated Area |
| Lot Size | 11,108 sqft (0.255 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2014) |
| Tax Bill | $2,280.00 (2025) |
| Primary APN | 3993-052-17-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,572 sqft Heated Area |
| Stories | 1 Stories |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,108 sqft (0.255 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | R0021907 |
|---|---|
| Street Address | 541 OPAL DR |
| City | MONTROSE |
| State | CO |
| Zip | 81403-9809 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBD: RIVER STONE SUBD FILING NO 1 LOT: 4 S: 5 T: 48 R: 9 |
| Legal Range | 09 |
| Legal Township | 48 |
| Legal Section | 05 |
| Legal Subdivision | RIVER STONE SUBD |
| Jurisdiction | MONTROSE CO |
| Minor Civil Division | MONTROSE |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 966601 |
Source: Montrose County records · APN 3993-052-17-004
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 541 OPAL DR, MONTROSE, CO 81403-9809 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 15, 2018 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Oct 15, 2018 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Nov 12, 2014 | Warranty Deed, Subdivision Related Transfer · United States Department of Agriculture (USDA) Mortgage UNITED STATES DEPARTMENT OF AGRICUL |
| Jun 19, 2013 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2014 · Amount on Record |
| Deed Sale | Nov 12, 2014 · Amount on Record |
| Deed Doc Number | 2014860402 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTROSE CO |
| Property Address | 541 OPAL DR, MONTROSE, CO 81403-9809 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000902033 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 902033 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 25, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTROSE CO |
| Property Address | 541 OPAL DR, MONTROSE, CO 81403-9809 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 902033 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 902033 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 25, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Nov 12, 2014 |
| Property Address | 541 OPAL DR, MONTROSE, CO 81403-9809 |
| Document Number | 0000860402 |
| Map Reference | DOC803359 |
| Instrument Date | Nov 11, 2014 |
| Instrument | 860402 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 OPAL DR, MONTROSE, CO 81403-9809 |
| Date | Nov 12, 2014 |
|---|
| Name | UNITED STATES DEPARTMENT OF AGRICUL |
|---|---|
| Type | Government Agency |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Nov 11, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Jun 19, 2013 |
| Property Address | 541 OPAL DR, MONTROSE, CO 81403-9809 |
| Document Number | 0000847473 |
| Instrument Date | Jun 11, 2013 |
| Instrument | 847473 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 TAMARRON DR, GRAND JUNCTION, CO 81506-4874 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4247, GRAND JUNCTION, CO 81502-4247 |
Source: Montrose County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montrose County |
| Unified School District | Montrose County School District RE-1J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,280.00 (+3.68%) | $34,100 (+14.35%) | $483,720 (+8.69%) Land $98,000 Building $385,720 |
| 2024 | $2,199.00 (+4.52%) | $29,820 (-14.19%) Land $5,010 Building $24,810 | |
| 2023 | $2,104.00 | $34,750 Land $5,840 Building $28,910 | $445,030 Land $74,760 Building $370,270 |
Source: FEMA National Flood Hazard Layer, Montrose County (08085C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 2% of Colorado |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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