537 Opal Dr, Montrose, CO 81403 Property Records

Montrose County property record for 537 Opal Dr, Montrose, CO 81403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,708 sqft · built 2018
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$418,800 (Apr 2019)
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Apr 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3993-052-17-005`

Property Details

APN / Parcel Number

Primary APN	`3993-052-17-005`
Alternative APN	`R0021908`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,708 sqft Heated Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0021908
Street Address	537 OPAL DR
City	MONTROSE
State	CO
Zip	81403-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: RIVER STONE SUBD FILING NO 1 LOT: 5 S: 5 T: 48 R: 9
Legal Range	09
Legal Township	48
Legal Section	05
Legal Subdivision	RIVER STONE SUBD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1000
Census Tract	966601

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	537 OPAL DR, MONTROSE, CO 81403-9809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 30, 2019	Special Warranty Deed, Subdivision Related Transfer LAND TITLE GUARANTEE
Apr 30, 2019	Special Warranty Deed, Subdivision Related Transfer LAND TITLE GUARANTEE
Sep 4, 2018	Quit Claim Deed, Transfer LAND TITLE GUARANTEE
Sep 4, 2018	Quit Claim Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	2019908493
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	537 OPAL DR, MONTROSE, CO 81403-9809
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 OPAL DR, MONTROSE, CO 81403-9809

Mortgage

Document Number	0000975581
Date	Oct 14, 2024
Instrument	975581

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2039

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Apr 30, 2019
Property Address	537 OPAL DR, MONTROSE, CO 81403-9809
Document Number	908493
Map Reference	DOC 803359
Instrument Date	Apr 29, 2019
Instrument	908493
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$41.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	537 OPAL DR, MONTROSE, CO 81403-9809

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Apr 30, 2019
Property Address	537 OPAL DR, MONTROSE, CO 81403-9809
Document Number	0000908493
Map Reference	DOC 803359
Instrument Date	Apr 29, 2019
Instrument	908493
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$41.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	537 OPAL DR, MONTROSE, CO 81403-9809

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 4, 2018
Property Address	537 OPAL DR, MONTROSE, CO 81403-9809
Document Number	900517
Instrument Date	Aug 28, 2018
Instrument	900517
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 TAMARRON DR, 638, GRAND JUNCTION, CO 81506-4874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4247, GRAND JUNCTION, CO 81502-4247

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 4, 2018
Property Address	537 OPAL DR, MONTROSE, CO 81403-9809
Document Number	0000900517
Instrument Date	Aug 28, 2018
Instrument	900517
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 TAMARRON DR, GRAND JUNCTION, CO 81506-4874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4247, GRAND JUNCTION, CO 81502-4247

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,152.00 (-0.54%)	$47,140 (+9.7%)	$668,690 (+4.26%) Land $98,000 Building $570,690
2024	$3,169.00 (+4.52%)	$42,970 (-11.22%) Land $5,180 Building $37,790
2023	$3,032.00	$48,400 Land $5,840 Building $42,560	$641,370 Land $77,370 Building $564,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPETA WD serves 3,802 people · EPA ID CO0143176
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx.

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