Bergen County and Upper Saddle River Borough property record for 559 E Saddle River Rd, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5,982 sqft · built 1850 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $812,300 (Jan 2001) |
| Tax Bill | $23,188 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00209-0000-00002-01 |
| Primary APN | 63-00209-0000-00002-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,982 sqft Living Area |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Construction Type | Frame |
| Lot Area | 37,462 sqft (0.86 acres) |
| Street Address | 559 E SADDLE RIVER RD |
|---|---|
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .860 AC |
| Legal Subdivision | EAST SADDLE RIVER ROAD |
| Legal Block | 209 |
| Legal Lot Number | 2.1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-00209-0000-00002-01
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 559 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Dec 03, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2001 · Amount on Record |
| Deed Sale | Jan 11, 2001 · Amount on Record |
| Deed Book / Page | 8339 / 93 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 559 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1347 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 599 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1347 |
| Document Number | 0048580407 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 4858/407 |
| Instrument | 2022106996 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 559 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE (AKA |
| Name | Verified Name |
|---|
| Document Number | 0034261850 |
|---|---|
| Date | Dec 03, 2019 |
| Book Page | 3426/1850 |
| Instrument | 2019-083709.01 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2049 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $895,300 (-) Land $493,000 Building $402,300 | $895,300 (-) Land $493,000 Building $402,300 | |
| 2025 | $23,188.00 (+1.73%) | $895,300 (-) Land $493,000 Building $402,300 | $895,300 (-) Land $493,000 Building $402,300 |
| 2024 | $22,794.00 (+3.43%) | ||
| 2023 | $895,300 Land $493,000 Building $402,300 | $895,300 Land $493,000 Building $402,300 | |
| 2022 | $22,039.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force 16 of 17 on primary residences |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 4% of the US · above 10% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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