Bergen County and Upper Saddle River Borough property record for 547 E Saddle River Rd, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,536 sqft · built 1963 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Nov 2020) |
| Tax Bill | $14,994 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00209-0000-00003 |
| Primary APN | 63-00209-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,536 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 40,511 sqft (0.93 acres) |
| Account Number | 019900 |
|---|---|
| Street Address | 547 E SADDLE RIVER RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .930 AC |
| Legal Subdivision | BOROUGH/UPPER SADDLE RIVER |
| Legal Block | 209 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-00209-0000-00003
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 547 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on Record |
| Deed Sale | Nov 17, 2020 · Amount on Record |
| Prior Sale | Jun 03, 2005 · Amount on Record |
| Deed Document Number | 2020120388 |
| Deed Book / Page | 3822 / 1073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 17, 2020 |
| Property Address | 547 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1300 |
| Document Number | 0038221073 |
| Book / Page | 3822 / 1073 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 20-120388 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,597.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 547 E SADDLE RIVER RD, 547, UPPER SADDLE RIVER, NJ 07458-1300 |
| Name | Verified Name |
|---|---|
| Address | 547 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1300 |
| Document Number | 20120389 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 20-120389 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 01, 2050 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,900 (-) Land $277,200 Building $301,700 | $578,900 (-) Land $277,200 Building $301,700 | |
| 2025 | $14,994.00 (+1.74%) | $578,900 (-) Land $277,200 Building $301,700 | $578,900 (-) Land $277,200 Building $301,700 |
| 2024 | $14,738.00 (+2.95%) | ||
| 2023 | $578,900 Land $277,200 Building $301,700 | $578,900 Land $277,200 Building $301,700 | |
| 2022 | $14,316.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 4% of the US · above 10% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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