Bergen County and Upper Saddle River Borough property record for 554 E Saddle River Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,968 sqft · built 1968 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,290,000 (Jan 2025) |
| Tax Bill | $20,596 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00304-0000-00002 |
| Primary APN | 63-00304-0000-00002 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,968 sqft Living Area |
|---|
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Lot Area | 37,897 sqft (0.87 acres) |
| Account Number | 026410 |
|---|---|
| Street Address | 554 E SADDLE RIVER RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .870 AC |
| Legal Subdivision | BOROUGH/UPPER SADDLE RIVER |
| Legal Block | 304 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-00304-0000-00002
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 554 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2025 · Amount on Record |
| Deed Sale | Jan 16, 2025 · Amount on Record |
| Prior Sale | Mar 10, 2022 · Amount on Record |
| Deed Document Number | 20253925 |
| Deed Book / Page | 5406 / 1119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 10, 2022 |
| Property Address | 554 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1338 |
| Document Number | 0046141144 |
| Book / Page | 4614 / 1144 |
| Instrument Date | Mar 04, 2022 |
| Instrument | 2022030222 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,232.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 554 E SADDLE RIVER RD, 554, UPPER SADDLE RIVER, NJ 07458-1338 |
| Name | Verified Name |
|---|---|
| Address | 554 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1338 |
| Document Number | 2022030223 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022030223 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $795,200 (-) Land $274,800 Building $520,400 | $795,200 (-) Land $274,800 Building $520,400 | |
| 2025 | $20,596.00 (+1.73%) | $795,200 (-) Land $274,800 Building $520,400 | $795,200 (-) Land $274,800 Building $520,400 |
| 2024 | $20,245.00 (+3.83%) | ||
| 2023 | $795,200 Land $274,800 Building $520,400 | $795,200 Land $274,800 Building $520,400 | |
| 2022 | $19,499.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 134 locations within half a mile of this property.
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