Bergen County and Upper Saddle River Borough property record for 537 E Saddle River Rd, Upper Saddle River, NJ 07458 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 996 sqft · built 1946 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $474,000 (Apr 2019) |
| Tax Bill | $9,270 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00212-0000-00004 |
| Primary APN | 63-00212-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 996 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 018000 |
|---|---|
| Street Address | 537 E SADDLE RIVER RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .860 AC |
| Legal Subdivision | UPPER SADDLE RIVER |
| Legal Block | 212 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-00212-0000-00004
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 537 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 04, 2019 | Deed, Transfer |
| Oct 21, 2017 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2019 · Amount on Record |
| Deed Sale | Apr 04, 2019 · Amount on Record |
| Prior Sale | Dec 15, 2015 · Amount on Record |
| Deed Document Number | 20192120501 |
| Deed Book / Page | 3213 / 1349 |
| Last Transfer Date | Jul 31, 2023 |
| Transfer Doc | 0051070509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 18, 2023 |
| Property Address | 537 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1320 |
| Document Number | 0051070509 |
| Book / Page | 5107 / 509 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023068461 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 537 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1320 |
| Name | Verified Name |
|---|---|
| Address | 537 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1320 |
| Document Number | 2023068462 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023068462 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 04, 2019 |
| Property Address | 537 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1320 |
| Document Number | 0032131349 |
| Book / Page | 3213 / 1349 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 2019-021205.01 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 537 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1320 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 537 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1320 |
| Document Number | 0030262255 |
| Instrument Date | Oct 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 100 LAKE ST UPPER SADDLE RIVER NJ 074581816, UPPER SADDLE RIVER, NJ 07458-1816 |
| Document Number | 0030262255 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 003026/002255 |
| Instrument | 58323 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,900 (-) Land $274,400 Building $83,500 | $357,900 (-) Land $274,400 Building $83,500 | |
| 2025 | $9,270.00 (+1.73%) | $357,900 (-) Land $274,400 Building $83,500 | $357,900 (-) Land $274,400 Building $83,500 |
| 2024 | $9,112.00 (+2.96%) | ||
| 2023 | $357,900 (-) Land $274,400 Building $83,500 | $357,900 (-) Land $274,400 Building $83,500 | |
| 2022 | $8,850.00 (+0.2%) | $357,900 Land $274,400 Building $83,500 | $357,900 Land $274,400 Building $83,500 |
| 2021 | $8,832.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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