5586 E State Hwy 140, Merced, CA 95340 Property Records

Merced County property record for 5586 E State Hwy 140, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,696 sqft · built 1955
Lot Size0.574 acres (25,016 sqft)
OwnerTrust Name on File
Last Sale$275,000 (Mar 2020)
Tax Bill$3,273 (2025)
Deeds & MortgagesOct 2023 Transfer
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone AO (high risk)
APN061-032-012-000

Property Details

APN / Parcel Number

Primary APN061-032-012-000
Alternative APNs
  • 062-062-012-000
  • 062-062-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,696 sqft Living Area
Gross Area560 sqft
1st Floor Area1,696 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1995
Architectural StyleL-Shape
Construction TypeWood
Lot Area25,016 sqft (0.574 acres)
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number062-062-012
Street Address5586 E STATE HIGHWAY 140
CityMERCED
StateCA
Zip95340-9438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHORPE TR W125 FT E 200 S200 FT LOT 21 SEC 25/7/14
Legal SubdivisionTHORPE
Legal Lot Number21
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1021
Census Tract2602

Owner

5586 E State Hwy 140 is owner-occupied and held in a trust since October 2023.

Source: Merced County records, as of August 21, 2026

Owner of RecordTrust Name on File
Mailing Address5586 E STATE HIGHWAY 140, MERCED, CA 95340-9438
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Intrafamily Transfer, Transfer
Jan 27, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 31, 2020Grant Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2020 · Amount on File
Deed SaleMar 31, 2020 · Amount on File
Prior SaleMay 23, 2002 · Amount on File
Deed Document Number202010853
Last Transfer DateOct 24, 2023
Transfer Doc0000025965
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateOct 31, 2023
Property Address5586 E STATE HIGHWAY 140, MERCED, CA 95340-9438
Document Number0000025965
Map ReferenceVOL 4 PG 38
Instrument DateOct 25, 2023
Instrument2023025965
Transaction TypeTransfer
Record UpdatedDec 4, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5586 E STATE HIGHWAY 140, MERCED, CA 95340-9438

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address5586 E STATE HIGHWAY 140, MERCED, CA 95340-9438
Transaction TypeMortgage
Record UpdatedFeb 18, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5586 E STATE HIGHWAY 140, MERCED, CA 95340-9438

Mortgage

Document Number0000004373
DateJan 27, 2022
Instrument2022004373
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMar 31, 2020
Property Address5586 E STATE HIGHWAY 140, MERCED, CA 95340-9438
Document Number0000010853
Map ReferenceVOL 4 PG 38
Instrument DateMar 24, 2020
Instrument2020010853
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5586 E STATE HIGHWAY 140, MERCED, CA 95340-9438

Mortgage

Document Number0000010854
DateMar 31, 2020
Instrument2020010854
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5586 E State Hwy 140 was $3,273 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Secondary School DistrictMerced Union High School District (09 - 12)
Elementary School DistrictWeaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$306,762 (+2%) Land $66,928 Building $239,834
2025$3,273.00 Homeowner's exemption$300,748 Land $65,616 Building $235,132
2023$3,039.00 (+0.56%) Homeowner's exemption$289,071 Land $63,069 Building $226,002
2022$3,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5586 E State Hwy 140 in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims3 (2020–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5586 E State Hwy 140 is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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