4970 E State Hwy 140, Merced, CA 95340 Property Records

Merced County property record for 4970 E State Hwy 140, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,966 sqft · built 2001
Lot Size3.9 acres (169,884 sqft)
Owner2 Individual Names on Record
Tax Bill$5,679 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone AO (high risk)
APN061-031-005-000

Property Details

APN / Parcel Number

Primary APN061-031-005-000
Alternative APN
  • 062-061-016-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,966 sqft Living Area
Gross Area3,739 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Construction TypeWood Frame
Lot Area169,884 sqft (3.9 acres)
Garage TypeAttached
Garage Area773 sqft
Parking Spaces3 Parking Spaces
Patio Area741 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceWell

Location & Zoning

Street Address4970 E STATE HIGHWAY 140
CityMERCED
StateCA
Zip95340-8471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAN SUB LOT 128
Legal SubdivisionFAN SUB
Legal Lot Number128
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1022
Census Tract2602

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4970 E STATE HIGHWAY 140, MERCED, CA 95340-8471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
TITAN MUTUAL LENDING INC
Jun 11, 2020Deed of Trust, Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2000
Deed SaleFeb 1, 2000
Deed Document Number003349
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address4970 E STATE HIGHWAY 140, MERCED, CA 95340-8471
Transaction TypeMortgage
Record UpdatedDec 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressIS 4970 EAST STATE HIGHWAY 140, 140, MERCED, CA 95340

Mortgage

Document Number0000052204
DateNov 23, 2021
Instrument2021052204
Lender
NameTITAN MUTUAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address4970 E STATE HIGHWAY 140, MERCED, CA 95340-8471
Document Number0000019928
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4970 E STATE HIGHWAY 140 MERCED CA 953408471, MERCED, CA 95340-8471

Mortgage

Document Number0000019928
DateJun 19, 2020
Instrument19928
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term240 Months
DueJun 18, 2040

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Secondary School DistrictMerced Union High School District (09 - 12)
Elementary School DistrictWeaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,679.00 (+5.21%)$507,726 (+4.04%) Land $76,839 Building $430,887
2023$5,398.00 (+2.8%)$488,012 Land $73,856 Building $414,156
2022$5,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims3 (2020–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3

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