5510 E State Hwy 140, Merced, CA 95340 Property Records

Merced County property record for 5510 E State Hwy 140, Merced, CA 95340

Property Summary

Property TypeRural Home
Details2,098 sqft · built 1973
Lot Size18 acres (784,080 sqft)
OwnerOwner Name on Record
Tax Bill$4,254 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jun 2019 Mortgage
Flood ZoneZone AO (high risk)
APN061-032-013-000

Property Details

APN / Parcel Number

Primary APN061-032-013-000
Alternative APN
  • 062-062-013-000

Interior

Stories1 Story
Building Area2,098 sqft Living Area
Gross Area649 sqft

Exterior

Year BuiltBuilt 1973
Lot Area784,080 sqft (18 acres)
Garage TypeAttached
Garage Area649 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5510 E STATE HIGHWAY 140
CityMERCED
StateCA
Zip95340-9438
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionTHORPE TR POR LOT 21 SEC 25/7/14
Legal Range14
Legal Township07
Legal Section25
Legal SubdivisionTHORPE
Legal Lot Number21
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1021
Census Tract2602

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address5510 E STATE HIGHWAY 140, MERCED, CA 95340-9438
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS
Jun 26, 2019Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Prior SaleFeb 27, 2007
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address5510 E STATE HIGHWAY 140, MERCED, CA 95340-9438
Document Number0000019785
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedJul 25, 2019
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5510 E STATE HIGHWAY 140 MERCED CA 953409438, MERCED, CA 95340-9438

Mortgage

Document Number0000019785
DateJul 2, 2019
Instrument19785
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.7%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address5510 E STATE HIGHWAY 140, MERCED, CA 95340-9438
Document Number0000019786
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedJul 25, 2019
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5510 E STATE HIGHWAY 140 MERCED CA 953409438, MERCED, CA 95340-9438

Mortgage

Document Number0000019786
DateJul 2, 2019
Instrument19786
Lender
NameFEDERAL HSNG COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.7%

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Secondary School DistrictMerced Union High School District (09 - 12)
Elementary School DistrictWeaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,254.00 (+7.67%) Homeowner's exemption$377,118 (+4.04%) Land $109,447 Building $267,671
2023$3,951.00 (+0.66%) Homeowner's exemption$362,476 Land $105,198 Building $257,278
2022$3,925.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims3 (2020–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3

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