5520 G Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5520 G Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2008
Square Footage1,247 sqft Building Perimeter
Lot Size265,280 sqft (6.09 acres)
OccupancyOwner Occupied
Tax Bill$5,478.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-18-200-009-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area1,247 sqft Building Perimeter
1st Floor1,247 sqft 1st Floor
Basement Area1,247 sqft Basement
Unfinished Basement1,247 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Construction TypeFrame Construction
Lot Area265,280 sqft (6.09 acres)
Patio Area512 sqft Patio
Porch Area656 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address5520 G RD
CityWATERLOO
StateIL
Zip62298-3434
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPART NW NE
Legal Range09W
Legal Township03S
Legal Section18
JurisdictionMONROE IL
Minor Civil Division8
Census Blockgroup2
Census Block2026
Census Tract600501

Owner

Source: Monroe County records · APN 11-18-200-009-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5520 G RD, WATERLOO, IL 62298-3434
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
STATE BK/WATERLOO
Jul 26, 2018Deed of Trust, Mortgage · Line of Credit
STATE BK/WATERLOO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5520 G RD, WATERLOO, IL 62298-3434
Document Number0000407210
Instrument DateApr 01, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5520 G RD WATERLOO IL 622983434, WATERLOO, IL 62298-3434

Mortgage

Document Number0000407210
DateApr 08, 2020
Instrument407210
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueApr 07, 2040
Interest
Rate2.87%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5520 G RD, WATERLOO, IL 62298-3434
Document Number0000397305
Instrument DateJul 26, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5520 G RD WATERLOO IL 622983434, WATERLOO, IL 62298-3434

Mortgage

Document Number0000397305
DateAug 08, 2018
Instrument397305
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 07, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$102,050 (+3.97%) Land $21,290 Building $80,760$306,150 (+3.97%) Land $63,870 Building $242,280
2024$5,478.00
2022Additional exemption filed$98,150 Land $21,290 Building $76,860$294,450 Land $63,870 Building $230,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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