5580 Picardy Ln, Cincinnati, OH 45248 Property Records

Hamilton County property record for 5580 Picardy Ln, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,653 sqft · built 1963
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Jun 2021)
Tax Bill	$3,975 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0163-0027-00`

Property Details

APN / Parcel Number

Primary APN	`550-0163-0027-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	1,653 sqft
Basement Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	196 ft deep x 102 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	144 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5580 PICARDY LN
City	CINCINNATI
State	OH
Zip	45248-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	PICARDY LN 102.82 X 196.44 IRR LOT 1 ROLLING MEADOWS 2ND SUB
Legal Subdivision	ROLLING MEADOWS 2ND SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	21201

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5580 PICARDY LN, CINCINNATI, OH 45248-5026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	202178932
Deed Book / Page	14448 / 2468
Prior Transfer Date	Nov 7, 2006
Prior Transfer Doc	0000000742
Record Updated	Jun 8, 2026

June 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 29, 2021
Property Address	5580 PICARDY LN, CINCINNATI, OH 45248-5026
Document Number	0000078932
Book / Page	14448 / 2468
Map Reference	MB 105 PG 74
Instrument Date	Jun 22, 2021
Instrument	2021-0078932
Transaction Type	Transfer
Record Updated	Jul 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	550 PICARDY LANE, CINCINNATI, OH 45248

Mortgage

Document Number	0000078933
Date	Jun 29, 2021
Instrument	2021-0078933

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,975.00 (+2.55%)	$76,301 (+%) Land $19,534 Building $56,767	$218,000 (-) Land $55,810 Building $162,190
2024	$3,876.00 (-0.1%)	$76,299 (-) Land $19,533 Building $56,766
2023	$3,880.00 (+4.5%)	$76,299 (+23.26%) Land $19,533 Building $56,766	$218,000 (+23.26%) Land $55,810 Building $162,190
2022	$3,713.00 Homeowner's exemption	$61,902 Land $17,483 Building $44,419
2020			$176,860 Land $49,950 Building $126,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20