Hamilton County property record for 5579 Picardy Ln, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,171 sqft · built 1962 |
| Lot Size | 0.471 acres (20,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $193,000 (Jun 2019) |
| Tax Bill | $5,113 (2025) |
| Deeds & Mortgages | Aug 2022 Construction Loan Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0163-0032-00 |
| Primary APN | 550-0163-0032-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,171 sqft Living Area |
| 1st Floor Area | 1,235 sqft |
| 2nd Floor Area | 936 sqft |
| Basement Area | 1,235 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 20,560 sqft (0.471 acres) |
| Lot Dimensions | 204 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5579 PICARDY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-5026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PICARDY LN 103.37 X 204.56 IRR LOT 6 ROLLING MEADOWS 2ND SUB |
| Legal Subdivision | ROLLING MEADOWS 2ND SUB |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21201 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5579 PICARDY LN, CINCINNATI, OH 45248-5026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Construction Mortgage UNION SAVINGS BANK |
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Jun 3, 2019 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE |
| May 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on Record |
| Deed Sale | Jun 3, 2019 · Amount on Record |
| Prior Sale | Nov 6, 2001 · Amount on Record |
| Deed Document Number | 2019-0042428 |
| Deed Book / Page | 13930 / 00122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5579 PICARDY LN, CINCINNATI, OH 45248-5026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5579 PICARDY LN, CINCINNATI, OH 45248-5026 |
| Document Number | 0000080641 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 14734/842 |
| Instrument | 2022-0080641 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 29, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5579 PICARDY LN, CINCINNATI, OH 45248-5026 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000128821 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 14529/2798 |
| Instrument | 2021-0128821 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5579 PICARDY LN, CINCINNATI, OH 45248-5026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000070082 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 14434/918 |
| Instrument | 2021-0070082 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 3, 2019 |
| Property Address | 5579 PICARDY LN, CINCINNATI, OH 45248-5026 |
| Document Number | 0000042428 |
| Book / Page | 013930 / 000122 |
| Instrument Date | May 22, 2019 |
| Instrument | 42428 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $772.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5579 PICARDY LN CINCINNATI OH 452485026, CINCINNATI, OH 45248-5026 |
| Document Number | 42429 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 013930/000124 |
| Instrument | 42429 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5579 PICARDY LN, CINCINNATI, OH 45248-5026 |
| Document Number | 0000043500 |
| Instrument Date | May 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5579 PICARDY LN CINCINNATI OH 452485026, CINCINNATI, OH 45248-5026 |
| Document Number | 0000043500 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 013418/000857 |
| Instrument | 43500 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2032 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,113.00 (+2.55%) | $98,235 (-) Land $19,408 Building $78,827 | |
| 2024 | $4,986.00 (-0.1%) | $98,235 (-) Land $19,408 Building $78,827 | |
| 2023 | $4,991.00 (+23.23%) | $98,235 (+45.42%) Land $19,408 Building $78,827 | $280,670 (+45.42%) Land $55,450 Building $225,220 |
| 2022 | $4,050.00 Homeowner's exemption | $67,551 Land $17,371 Building $50,180 | |
| 2020 | $193,000 Land $49,630 Building $143,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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