5534 SE Harbor Ter, Stuart, FL 34997 Property Records

Martin County property record for 5534 SE Harbor Ter, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,728 sqft Living Area
Lot Size	10,498 sqft (0.241 acres)
Occupancy	Owner Occupied
Last Sale	$400,000 (2020)
Tax Bill	$5,329.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`48-38-41-013-000-00220-2`
Alternative APN	`38966`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,728 sqft Living Area
1st Floor	1,728 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2002
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,498 sqft (0.241 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	220 sqft Garage
Porch	1 Porch
Porch Area	392 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	38966
Street Address	5534 SE HARBOR TER
City	STUART
State	FL
Zip	34997-2529
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST LUCIE INLET HARBOR AMENDED LOT 22 & 1/40 INT IN PRIVATE PARK
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	ST LUCIE INLET HARBOR
Legal Lot Number	22
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County records · APN 48-38-41-013-000-00220-2

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5534 SE HARBOR TER, STUART, FL 34997-2529
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2020 · Amount on Record
Deed Sale	Oct 09, 2020 · Amount on Record
Prior Sale	Sep 23, 2013
Deed Doc Number	0031642286
Deed Book / Page	3164 / 2286
Record Refreshed	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 09, 2020
Property Address	5534 SE HARBOR TER, STUART, FL 34997-2529
Document Number	0031642286
Book / Page	3164 / 2286
Map Reference	MB 4 PG 30
Instrument Date	Oct 05, 2020
Instrument	2842845
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 271, PORT SALERNO, FL 34992-0271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5534 SE HARBOR TER, STUART, FL 34997-2529

Mortgage

Document Number	0031642288
Date	Oct 09, 2020
Instrument	3164/2288

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$348,709 (+5.99%)	$531,190 (+3.8%) Land $225,000 Building $306,190
2024	$5,329.00 (+2.05%)
2023	$5,222.00 (+3.65%) Additional exemption filed	$329,012 (+3%)	$511,750 (+11.61%) Land $225,000 Building $286,750
2022	$5,038.00 Homeowner's exemption	$319,430	$458,520 Land $236,250 Building $222,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.